1089 Lutes Lane, Algonquin Highlands, ON

$3,285,000
MLS#:X12888298
4 beds
2 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of McClintock. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $3,285,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 1025 x 375 ft lot
  • Features a ["unfinished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with ["none"] central cooling and highly efficient baseboard heating via electric

Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStone, Vinyl Siding
Lot Size1025 × 375 Feet
CountyHaliburton
Annual Tax$7,939.86
Legal DescriptionPT LT 21-22 CON 2 MCCLINTOCK AS IN H157105; PT LT 21 CON 2 MCCLINTOCK; PT RDAL IN FRONT OF LT 21 CON 2 MCCLINTOCK CLOSED BY H174889 PT 9 19R4675; ALGONQUIN HIGHLANDS, COUNTY OF HALIBURTON

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
Cooling["None"]

Features

Property Features

Level, Sloping, Waterfront, Wooded/Treed

Community Features

Location

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1089 Lutes Lane, Algonquin Highlands, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$2,628,000
Monthly Mortgage$15,270
Property Tax (Est.)$662
Utilities & Maint.$350
Total Monthly Cost$16,282

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

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No current listings found in Algonquin Highlands.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.