1089 Thumb Creek Trail, Algonquin Highlands, ON

$599,000
MLS#:X12194407
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of McClintock. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 150 x 298 ft lot
  • Features a ["finished with walk-out"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Guest Accommodations, Storage, Water Heater Owned
  • equipped with ["none"] central cooling and highly efficient baseboard heating via electric

Calling all sunset seekers to beautiful Oxtongue Lake, gateway to Algonquin Park! Your adventure headquarters await at this 3 season rustic charmer, turn-key & ready for summer fun. Show up with your groceries & good vibes to start enjoying all this .95 acre property with 150' of west facing frontage has to offer. Accessed via private road, the forested driveway is steep up then steep down to the cottage in a very private, peaceful setting with Crown land behind for exploring. Compact cottage is slightly elevated from the lake providing for incredible sunset vistas. New decks lead from the parking area to the pine lined bunkie and into the main floor hallway leading to 2 bdrms, bathrm & the cozy living area with lake views. Head downstairs past a good sized storage room to the lower walkout level, home to an open kitchen/dining area overlooking the stone patio & lake. Exit the kitchen to a level grassy area with firepit, head across the patio down the new stairs to the dryland boathouse with its large lakeside upper deck, perfect for lake breezes, lazy summer days, sunset watching & star gazing. Lower level sunbathing deck next to the lapping waves. Large open boathouse space is ideal for rainy day fun, games area or siestas by the water & great winter storage space for gear. Step down to the dock to swim or head out paddling or boating. Oxtongue is a medium sized lake beloved by generations of cottagers for its friendly community, sparkling waters, sandy shores, great paddling & plenty of space for watersports. Paddle out of your bay up the Oxtongue River to the gorgeous Ragged Falls or paddle/portage right from nearby Algonquin Park to your dock. With depths up to 88' and 21km's of shoreline, fishing for lake trout, pike & bass is excellent. Enjoy walks/biking on quiet cottage roads from your door or head for Algonquin, minutes away, to hike its many trails. Excellent rental history as well. Baseboard heaters for cool nights/shoulder season. Memory making awaits!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 25, 2025
Sold price information is available to members only
Listed Date6/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionWood
Lot Size150 × 298 Feet
CountyHaliburton
Annual Tax$2,124
Legal DescriptionLT 11 PL 139; ALGONQUIN HIGHLANDS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
Cooling["None"]

Features

Property Features

Beach, Lake Access, Lake/Pond, Sloping, Wooded/Treed, Waterfront

Community Features

Location

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1089 Thumb Creek Trail, Algonquin Highlands, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1089 Thumb Creek Trail, Algonquin Highlands, ON P0A 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$479,200
Monthly Mortgage$2,784
Property Tax (Est.)$177
Utilities & Maint.$350
Total Monthly Cost$3,311

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Algonquin Highlands.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Mcclintock, Algonquin Highlands.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,023,362

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.