19 & 21 Railway Terrace, Belleville, ON

$520,000
MLS#:X12506892
6 beds
4 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] duplex located in the coveted neighborhood of Belleville Ward. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $520,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 47.33 x 103.98 ft lot
  • Features a ["crawl space", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Separate Heating Controls, Separate Hydro Meter
  • equipped with ["other"] central cooling and highly efficient baseboard heating via electric

Incredible investment or live-in opportunity! This stunning fully renovated side-by-side duplex features two completely separate 3-bed 2-bath units - each with its own private entrance, separate driveway, laundry, and separately metered utilities. Every inch of this property has been redone from top to bottom: updated plumbing, electrical panels, hot water tanks, appliances, kitchens, bathrooms, and flooring throughout. The efficient heat pump systems provide heating and cooling year-round, while the massive windows and soaring ceilings flood both units with natural light. This duplex offers exceptional cash flow for investors or an incredible "house hack" option where you can live in one unit and have the other pay your entire mortgage. This property is a true cash-flow machine with virtually zero shared expenses. Located just steps from the VIA Rail station, it's perfect for commuters and hybrid workers seeking a direct line to Toronto's Union Station. Whether you're a seasoned investor or a savvy buyer looking for financial freedom, opportunities like this don't come often - fully turnkey, fully separated, and fully income-ready. Don't miss your chance to own one of Belleville's best-performing duplexes. Book your showing today before it's gone!

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Key Features

Bedrooms
6
Bathrooms
4
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 22, 2025
Sold price information is available to members only
Listed Date11/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
ConstructionBrick, Vinyl Siding
Lot Size47.33 × 103.98 Feet
CountyHastings
Annual Tax$2,608
Legal DescriptionPT LT 14 PL 91 THURLOW AS IN QR513878; BELLEVILLE ; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
Cooling["Other"]

Features

Property Features

School, Rec./Commun.Centre, Public Transit, Place Of Worship, Park, Hospital

Community Features

Location

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19 & 21 Railway Terrace, Belleville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 19 & 21 Railway Terrace, Belleville, ON K8N 2R8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$416,000
Monthly Mortgage$2,417
Property Tax (Est.)$217
Utilities & Maint.$350
Total Monthly Cost$2,984

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Belleville.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

19 & 21 Railway Terrace, Belleville - 6 Bed 4 Bath Home For Sale | MLS# X12506892 | ZooZaa | ZooZaa Real Estate