45 Thomas Street, Cambridge, ON

$799,900
MLS#:X12507792
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55 x 122.12 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

A SERENE RETREAT BACKING ONTO NATURE Welcome to 45 Thomas Street - a home that feels like a private retreat right in the heart of Cambridge. Tucked away on a quiet, tree-lined street, this charming 4-bedroom, 2.5 bathroom family home offers over 2,350 square feet of beautifully finished living space and a rare forest-backed lot with no rear neighbours - a true slice of nature and privacy. From the moment you arrive, you're greeted by timeless curb appeal: a covered front porch, manicured gardens, and mature trees that frame the home with warmth and character. Step inside to discover a welcoming layout designed for connection and comfort. The front living room is bright and inviting, filled with natural light from the large picture window - the perfect place for morning coffee or evening relaxation. A separate dining area provides space for family gatherings, while the kitchen and adjoining family room create a cozy hub for everyday living. Here, you'll find a wood-burning fireplace, direct access to the backyard, and serene views of the trees that make this home so special. Upstairs, 4 spacious bedrooms offer comfort and flexibility for growing families or guests, complemented by a 4pc bathroom. The finished lower level extends your living space even further with a large rec room and a 3pc bathroom - perfect for a home gym, playroom, or movie nights. Outside, the backyard is where this home truly shines. Backing onto mature trees and parkland, the expansive yard offers the perfect mix of sun and shade, with multiple sitting areas, a covered gazebo, and plenty of space to garden, play, or simply unwind in peace. Notable features include: roof 2013, furnace 2008, AC 2013, water softener 2021, new side walks leading to the house 2019. Perfectly located with easy access to Highway 401, schools, shopping, areas, and scenic trails.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 18, 2025
Sold price information is available to members only
Listed Date11/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Aluminum Siding
Lot Size55 × 122.12 Feet
CountyWaterloo
Annual Tax$5,008
Legal DescriptionLT 127 PL 1360 CAMBRIDGE. S/T WS545887; CAMBRIDGE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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45 Thomas Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Thomas Street, Cambridge, ON N3C 3C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$639,920
Monthly Mortgage$3,718
Property Tax (Est.)$417
Utilities & Maint.$350
Total Monthly Cost$4,485

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.