495 George Street, Central Elgin, ON

$649,900
MLS#:X12558304
4 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 75 x 417.57 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with ["none"] central cooling and highly efficient other heating via gas

Experience the best of beach-town living in Port Stanley in this quiet, desirable neighbourhood just a 10-minute walk to Erie Rest Beach. Enjoy a vibrant community with beautiful beaches, local shops, restaurants, a theatre, marina, arena, and Kettle Creek Golf & Country Club. This well-maintained 4-bed, 2-bath raised bungalow sits on an impressive 0.7-acre lot with a private, treed ravine backyard stretching 417 ft deep-offering seasonal lake views and peaceful nature right outside your door. The exterior features a covered porch, landscaped grounds, and a large laneway. Built by Royal Homes, the interior welcomes you with a tiled foyer and closet, leading into an open-concept layout. The partially vaulted, sunken living room showcases wood beams, patio doors, a gas fireplace and scenic views. The kitchen includes appliances and convenient side-door access. The dining room offers natural light and front and backyard views. The primary bedroom overlooks the stunning backyard and features laminate flooring. A second bedroom with double closets and a full bath with tub/shower complete the main level. The lower level offers a spacious family room, two additional bedrooms, an updated bathroom with tile, floating vanity and shower, plus a laundry room with included washer and dryer. There are many closets and spaces for storage throughout the home and gas boiler heating. This property blends privacy, space, and coastal charm-perfect for year-round living or a relaxing getaway.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 5, 2025
Sold price information is available to members only
Listed Date11/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionWood
Lot Size75 × 417.57 Feet
CountyElgin
Annual Tax$5,262.94
Legal DescriptionPt Lt 14 Con S of Lake Rd Southwold Pt 2 11R2399;S/T E277117; Central Elgin

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
Cooling["None"]

Features

Property Features

Beach, Marina, Ravine, Rec./Commun.Centre, School, School Bus Route

Community Features

Location

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495 George Street, Central Elgin, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$751,094

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5

Secondary Schools

Parkside
Public241 Sunset Drive, St. Thomas, Ontario, N5R 3C2
6.1
St. Joseph’s
Catholic100 Bill Martyn Parkway, St. Thomas, Ontario, N5R 6A7
6.5
Central Elgin
Public201 Chestnut Street, St. Thomas, Ontario, N5R 2B5
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 495 George Street, Central Elgin, ON N5L 1H1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$519,920
Monthly Mortgage$3,021
Property Tax (Est.)$439
Utilities & Maint.$350
Total Monthly Cost$3,810

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Central Elgin.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.