539 Harvey Street, Centre Wellington, ON

$899,900
MLS#:X13227878
4 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 50.06 x 142.41 ft lot
  • Features a ["full", "unfinished", "development potential", "walk-up"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

You know the kind of house where kids grow up and still talk about it decades later? This is that house. Harvey Street sits in a part of Fergus that actually feels like a neighbourhood - the kind where people know each other, kids walk to school, and the streets have trees old enough to provide real shade. The Sportsplex is a five-minute walk. So is downtown. So is the high school. If you're coming from Guelph or KW and tired of paying a lot for a little, this is worth a hard look. The floor plan was designed for how a family actually lives. The main floor has its own primary suite - which means grandparents can visit comfortably, or you can have that separation when the kids become teens. There's a traditional double living and dining room for entertaining, plus a family room with two storey ceiling, fireplace, and walk out to the backyard. The family room is open to the kitchen - good flow, tons of storage and a practical layout that's easy to update. The mud room has inside access to the double garage, plus a convenient powder room is easily accessible. Upstairs: three more bedrooms, a big family bath, and an open landing that looks down into the family room below. It feels even bigger than the measured 2,367 sqft above grade. The basement holds an additional 1,300+ sqft with great ceiling height - ready for recreation, home office space, or even a self-contained in-law suite. This home has been well cared for. The bones are good, the location is hard to beat, and there's room to make it entirely your own. Some houses you grow out of. This one you grow into.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Vinyl Siding
Lot Size50.06 × 142.41 Feet
CountyWellington
Annual Tax$5,908.82
Legal DescriptionLT 27 PL 416 FERGUS; CENTRE WELLINGTON

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Arts Centre, Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship

Community Features

Location

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539 Harvey Street, Centre Wellington, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Fergus, Centre Wellington.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$764,006

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Victoria Terrace
Public500 Victoria Terrace, Centre Wellington, Ontario, N1M 2G5
6.5
St Joseph
Public760 St. David Street North, Centre Wellington, Ontario, N1M 1A1
9.3
J Douglas Hogarth
Public360 Cherry Hill Place, Centre Wellington, Ontario, N1M 1Z5
6.1
John Black
Public150 Lamond Street, Centre Wellington, Ontario, N1M 2A1
6.6
Elora
Public288 Mill Street East, Centre Wellington, Ontario, N0B 1S0
6.3

Secondary Schools

Centre Wellington
Public905 Scotland Street, Centre Wellington, Ontario, N1M 1Y7
7.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 539 Harvey Street, Centre Wellington, ON N1M 3K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$719,920
Monthly Mortgage$4,183
Property Tax (Est.)$492
Utilities & Maint.$350
Total Monthly Cost$5,025

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Centre Wellington.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.