12 Spencer Street, Cobourg, ON

$579,950
MLS#:X12228416
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $579,950 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 32.6 x 164.57 ft lot
  • Features a ["partial basement"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

Looking for that character home with private large lot close to everything. Walk to the renowned beach and quaint downtown of Cobourg. Built in 1886 this large semi sits on a 164 foot deep lot. Enjoy the the walkout to the deck with beautiful privacy screens and step down to the lounge/dining area on the pattern concrete patio. This home boasts a lovely open concept main floor with lots of original charm and trim work. 3 nice sized bedrooms with gorgeous pine flooring and surprise 2nd floor laundry and huge dressing room/closet off Primary bedroom. Metal roof 2022, driveway 2022, California shutters front window 2021,deck privacy walls, garden gate/fence 2021, front porch deck and rock garden, 2022, front walkway and steps 2022, stamped concrete patio, 2022, stackable washer/dryer 2024, transom window 2024, kitchen, upper bathroom & powder room floors 2025. *Home inspection May 2025.*

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 29, 2025
Sold price information is available to members only
Listed Date6/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionAluminum Siding
Lot Size32.6 × 164.57 Feet
CountyNorthumberland
Annual Tax$3,389
Legal DescriptionPT UNNUMBERED LT BLK I N/S SPENCER & W/S DIVISION ST PL CADDY (FORMERLY LT 17 CON A HAMILTON) COBOURG PT 1 39R9192 TOWN OF COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Community Features

Location

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12 Spencer Street, Cobourg, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Spencer Street W, Cobourg, ON K9A 2G3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$463,960
Monthly Mortgage$2,696
Property Tax (Est.)$282
Utilities & Maint.$350
Total Monthly Cost$3,328

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