198 Bagot Street, Cobourg, ON

$1,399,900
MLS#:X13190256
5 beds
5 baths
3000-3500 sqft
6.0 parking
Residential Freehold
Loading property media...

Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 96.04 x 96.02 ft lot
  • Features a ["separate entrance", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This iconic 1870s heritage home is a beautifully preserved piece of Cobourg's history, blending old-world charm and modern convenience. Ideally located moments from West Beach, the boardwalk, and downtown amenities, this distinguished property presents a rare opportunity to own a character-filled residence with flexible living potential. Inside, intricate trim work, soaring ceilings, and plaster mouldings showcase the craftsmanship of a bygone era. The formal living room features a bay window, elegant chandelier, and a decorative fireplace. In contrast, the adjacent family room opens to the covered front porch through French doors, blending indoor and outdoor living. The spacious, light-filled dining room is perfect for hosting unforgettable dinner parties. The custom chefs kitchen, featuring ceiling-height cabinetry, high-end stainless steel appliances, dual convection wall ovens, a warming drawer, and a convection microwave, ideal for entertaining and everyday living, walkouts lead to the deck and patio, ideal for outdoor entertaining. Upstairs, the principal suite offers a peaceful retreat with a decorative fireplace and an ensuite bath. Four additional bedrooms, two with ensuites and a second-floor laundry room provide comfort and flexibility for family or guests. The spacious attic/loft offers untapped potential for a home office, studio, or retreat. Outside, the fenced, meticulously maintained landscaped yard is surrounded by mature trees offering a tranquil refuge in the heart of downtown. A patio and deck are perfect for summer gatherings, and two driveways provide ample off-street parking. This heritage gem offers warmth, character, and modern comfort - an exceptional opportunity in one of Cobourg's most sought-after locations.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size96.04 × 96.02 Feet
CountyNorthumberland
Annual Tax$9,074
Legal DescriptionPT LT 19 BLK I S/S KING ST PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG; PT LT 20 BLK I S/S KING ST PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG PT 1 & 2 39R6480 TOWN OF COBOURG

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Golf, Hospital, Library, Marina, Park

Community Features

Location

Initializing map...
198 Bagot Street, Cobourg, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 198 Bagot Street, Cobourg, ON K9A 3G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...
Financial Audit

Estimated Costs

Loan Amount$1,119,920
Monthly Mortgage$6,507
Property Tax (Est.)$756
Utilities & Maint.$350
Total Monthly Cost$7,613

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,316

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.