234 Ruttan Terrace, Cobourg, ON

$547,500
MLS#:X13130258
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $547,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 27 x 123.62 ft lot
  • Features a ["separate entrance", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

WELL-MAINTAINED SEMI-DETACHED BUNGALOW WITH IN-LAW SUITE POTENTIAL. Welcome to this charming 1+1 bedroom, 2 bathroom semi-detached bungalow, perfectly situated on a quiet cul-de-sac just minutes away from Lake Ontario, parks, and all amenities. Enjoy easy main floor living with a spacious primary bedroom, convenient main floor laundry, a bright living area, and a dining room walk-out to a private backyard with deck- ideal for relaxing or entertaining. The finished lower level offers incredible flexibility with a second bedroom, full kitchen, bathroom, and separate entrance, making it perfect for an in-law suite or extended family living. This home combines comfort, convenience, and opportunity in a desirable location. **Lower level photos have been virtually staged**

Upcoming Open Houses

Saturday, June 13, 202612:30 PM - 2:00 PMPublic

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick Front, Vinyl Siding
Lot Size27 × 123.62 Feet
CountyNorthumberland
Annual Tax$4,160.39
Legal DescriptionPCL 14-1 SEC 39M802; LT 14 PL 39M802 COBOURG; COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Cul de Sac/Dead End, Hospital, Lake/Pond, Library

Community Features

Location

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234 Ruttan Terrace, Cobourg, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cobourg, Cobourg.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$677,631

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 234 Ruttan Terrace, Cobourg, ON K9A 5X6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$438,000
Monthly Mortgage$2,545
Property Tax (Est.)$347
Utilities & Maint.$350
Total Monthly Cost$3,242

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.