374 Margaret Street, Cobourg, ON

$585,000
MLS#:X12220993
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $585,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 34.88 x 33.15 ft lot
  • Features a ["finished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 374 Margaret Street. A Home with Heart, in the Town That Has It All. Some homes just feel right the moment you walk in. 374 Margaret Street is one of those homes warm, welcoming, and full of potential. Set in the heart of Cobourg, just minutes from the beach, marina, parks, schools, library, and VIA Rail Station, this Raised Bungalow offers the perfect blend of comfort, convenience, and lifestyle. Whether you're starting a new chapter, expanding your family, or searching for a smart investment, this home offers space to grow and room to breathe. Inside, you'll find beautifully upgraded engineered white oak cherry floors that instantly elevate the main living space. The layout features 1+2 bedrooms and 2 full bathrooms, along with a separate entrance to the finished lower level making it ideal for multi-generational living, a private guest suite, or rental income. The backyard is peaceful and private, a perfect extension of the living space where you can garden, relax, or host friends on warm summer evenings. With central vacuum and thoughtful updates throughout, this home is not only move-in ready its ready to be loved. Homes like this, in a town like Cobourg, are hard to find. 374 Margaret Street isn't just a place to live its a place to truly belong in the FEEL GOOD TOWN.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 21, 2025
Sold price information is available to members only
Listed Date6/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick, Vinyl Siding
Lot Size34.88 × 33.15 Feet
CountyNorthumberland
Annual Tax$4,509
Legal DescriptionPART OF LOT 20 AND 21, BLOCK C, CADDY PLAN (FORMERLY LOT 19 , CONCESSION A HAMILTON), DESIGNATED AS PARTS 4 & 5 ON PLAN 39R-11892 SUBJECT TO AN EASEMENT OVER PT 5 39R11892 IN FAVOUR OF PTS 1 & 2 39R11892 AS IN ND48686 TOWN OF COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Golf, Hospital, Public Transit, School, School Bus Route

Community Features

Location

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374 Margaret Street, Cobourg, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cobourg, Cobourg.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$677,631

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 374 Margaret Street, Cobourg, ON K9A 2Z7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$468,000
Monthly Mortgage$2,719
Property Tax (Est.)$376
Utilities & Maint.$350
Total Monthly Cost$3,445

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.