389 Victoria Street, Cobourg, ON

$574,900
MLS#:X12602046
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55 x 135 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Quintessential small town living in the heart of downtown Cobourg with private backyard oasis and bonus office/studio space above the detached garage. Built in 1856, this home offers a tasteful blend of modern finishes and century charm. Main floor offers convenient single-level living with large welcoming foyer with open wood staircase, spacious front living room with large windows and adjoining bright and open dining room. Modern updated kitchen with granite countertops, stainless appliances, breakfast bar and new backsplash and range hood. Generous bedroom with walkout to large covered deck. Main floor completed with 3-piece bath with clawfoot tub, laundry room, and 3-season sunroom overlooking the private backyard retreat. Upstairs boasts a large open primary bedroom with 3-piece ensuite as well as a third bedroom/office/dressing room with large walk-in closet with built-in shelves. The large detached garage and workshop is a hobbyist's dream with a separate panel and bonus ~200sf upstairs studio/office/guest room with new heat pump and upgraded insulation. Sprawling backyard (almost entirely fenced) with soaring mature trees, perennial gardens and lots of privacy. The large covered porch with Eastern exposure offers an idyllic space to start your day with a morning coffee or unwind after a day's work. Located just steps from shops, restaurants, library, Cobourg Beach & Marina, Lake Ontario, dog park and schools. This home has something for everyone and is sure to please. Recent updates include: new heat pump & upgraded insulation for office/studio, new electrical panel in garage, range hood, backsplash, PVC waste water pipe, main floor & back deck paint

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 23, 2026
Sold price information is available to members only
Listed Date12/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionAluminum Siding
Lot Size55 × 135 Feet
CountyNorthumberland
Annual Tax$4,169
Legal DescriptionPT LT 3 BLK P PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG; PT LT 4 BLK P PL CADDY (FORMERLY LT 18 CON A HAMILTON) COBOURG PT 1 39R8058, TOWN OF COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Fenced Yard, Golf, Hospital, Library, Lake/Pond

Community Features

Location

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389 Victoria Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 389 Victoria Street, Cobourg, ON K9A 3G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$459,920
Monthly Mortgage$2,672
Property Tax (Est.)$347
Utilities & Maint.$350
Total Monthly Cost$3,369

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$717,992

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.