431 Major Street, Cobourg, ON

$549,000
MLS#:X13168578
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 51 x 100 ft lot
  • Features a ["finished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Rough-In Bath, In-Law Suite
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Cobourg Central Bungalow with Finished Basement In-Law Suite, located in close proximity to Cobourg's heritage harbour, marina, beach, schools, and a variety of downtown shopping and dining attractions. This private bungalow offers both convenience and charm. Ideal for families, first-time buyers, investors or those seeking additional living space. This residence boasts modern updates combined with practical features. The main floor of this bungalow offers a bright and inviting layout, accentuated with ample windows allowing natural light to cascade throughout. The kitchen provides a seamless transition to the backyard with its convenient walkout. Completing this level is a spacious dining area, a naturally lit living room, a 4-piece bath, and three comfortable bedrooms. The fully renovated basement has been transformed into a comprehensive in-law suite featuring a 1 bedroom + den unit, which includes a full kitchen, a bedroom outfitted with custom built-ins, a large 5-piece bath, and a cozy living room. Additionally, in the basement, a rough-in is ready for a future bathroom installation or the possibility to convert the space into a separate laundry or mud room for multi-generational living. Currently, there are two laundry hookups; main floor laundry hookup (bedroom closet) and a second hookup in basement. Outdoors, the property includes a separate side entrance to the basement, ideal for private access. The fenced backyard offers a peaceful retreat, beautifully landscaped with gardens and enhanced by trees that ensure privacy. Don't miss the opportunity to own this remarkable property. Whether you're a current resident or new to Northumberland County, it promises an exceptional lifestyle, with its breathtaking rolling hills, lake access, and scenic forested trails perfect for hiking, ATV riding, snowmobiling, and cross-country skiing. All within an hour's drive from Toronto. *Basement Images are virtually staged!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 3, 2026
Sold price information is available to members only
Listed Date5/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size51 × 100 Feet
CountyNorthumberland
Annual Tax$3,981.06
Legal DescriptionPT LT 73 BLK D PL CADDY (FORMERLY LT 14 CON A HAMILTON) COBOURG; PT LT 74 BLK D PL CADDY (FORMERLY LT 14 CON A HAMILTON) COBOURG AS IN CB167711 TOWN OF COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Hospital, Library, Marina, School Bus Route, School

Community Features

Location

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431 Major Street, Cobourg, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cobourg, Cobourg.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$677,631

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 431 Major Street, Cobourg, ON K9A 4C9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$439,200
Monthly Mortgage$2,552
Property Tax (Est.)$332
Utilities & Maint.$350
Total Monthly Cost$3,234

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.