446 Ontario Street, Cobourg, ON

$409,900
MLS#:X12434506
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
Loading property media...

Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $409,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 69.94 x 57.12 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This charming home is the perfect opportunity to enter the housing market without compromise. Step into the spacious front sunroom, where natural light fills a versatile space ideal for a cozy sitting area or a bright home office. Inside, the living room flows seamlessly into the eat-in kitchen, complete with ample counter and cabinet space, plus a convenient walkout. The main floor features a bedroom with pocket door, a full bathroom, and the convenience of main floor laundry. Upstairs, a finished loft offers an additional bedroom or flexible living space. The attached garage and basement offer ample storage. Outside, enjoy a generously sized private backyard with a patio area, perfect for relaxing or entertaining. Whether you're a first-time buyer searching for affordability or looking for a home you can personalize with your own design touches, this property is a fantastic find. Located close to Cobourg's amenities with easy access to the 401, this home blends value, convenience, and potential.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 4, 2026
Sold price information is available to members only
Listed Date9/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size69.94 × 57.12 Feet
CountyNorthumberland
Annual Tax$3,174
Legal DescriptionPT LT 8 BLK S PL CADDY (FORMERLY LT 18 CON A HAMILTON) PT 1 PL 39R11710, COBOURG TOWN OF COBOURG

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

Initializing map...
446 Ontario Street, Cobourg, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Cobourg, Cobourg.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$677,387

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 446 Ontario Street, Cobourg, ON K9A 3C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...
Financial Audit

Estimated Costs

Loan Amount$327,920
Monthly Mortgage$1,905
Property Tax (Est.)$265
Utilities & Maint.$350
Total Monthly Cost$2,520

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.