96 James Street, Cobourg, ON

$999,000
MLS#:X13159808
5 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 58 x 96 ft lot
  • Features a ["apartment"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, In-Law Capability, Water Heater Owned
  • equipped with ["none"] central cooling and highly efficient radiant heating via gas

Nestled in the heart of Cobourg's coveted Heritage District, this stunning brick Craftsman Four Square home is a timeless blend of historic charm and thoughtful modern updates. Rich in character and beautifully maintained, the home showcases gleaming hardwood floors, exquisite original wood trim, leaded glass details, and all the treasured architectural features that have been lovingly preserved throughout the years.At the heart of the home is a spectacular custom Kingsmill kitchen, thoughtfully designed with premium Fisher & Paykel appliances, refined finishes, and exceptional functionality for everyday living and entertaining alike. The spacious main floor also offers a welcoming family room and convenient 2-piece powder room.Upstairs, the home features four generous bedrooms filled with warmth, natural light, and enduring character. An additional unfinished attic space complete with its own designated staircase from the second floor, presents incredible potential for future living space, a studio, or artist studio or retreat.The bright and inviting one-bedroom basement apartment with separate entrance offers excellent in-law or income potential.Perfectly situated within walking distance to Cobourg's vibrant downtown core, boutique shopping, restaurants, and cafés, this exceptional property is also just minutes from the white sands of Victoria Beach and Cobourg's world-class marina - the ultimate summer destination. Conveniently located only 15 minutes to Trinity College School, this is a rare opportunity to own a truly distinguished character home in one of Cobourg's most desirable neighbourhoods.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size58 × 96 Feet
CountyNorthumberland
Annual Tax$5,523
Legal DescriptionPT LT 10 BLK B S/S UNIVERSITY AV AND W/S GEORGE ST PL CADDY (FORMERLY LT 17 CON A HAMILTON) COBOURG AS IN NC234093; COBOURG

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
Cooling["None"]

Features

Property Features

Community Features

Location

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96 James Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 96 James Street W, Cobourg, ON K9A 2K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$799,200
Monthly Mortgage$4,644
Property Tax (Est.)$460
Utilities & Maint.$350
Total Monthly Cost$5,454

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$717,899

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.