97 Havelock Street, Cobourg, ON

$499,000
MLS#:X12666018
2 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 29.85 x 104.29 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Storage
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Charming and Affordable Downtown Living. Discover the perfect blend of comfort and convenience with this move-in-ready 1.5 storey home, ideally situated in a charming downtown neighborhood. This delightful home features two cozy bedrooms, with an additional loft flex space that can easily be transformed into a third bedroom, office, or living area. The spacious kitchen and living area provide ample room for family gatherings and entertaining guests. A beautifully appointed 4-piece bath and a large master bedroom enhance the comfort and functionality of this residence. This home is awash with natural light, with ample large main floor and 2nd floor windows. Outside, you will find a great wrap-around covered porch, an ideal spot for entertainment and offering plenty of space for outdoor relaxation. This property is move-in ready with many upgrades, including the entire upper level has been completely renovated featuring a large master bedroom with lots of storage/closet space & tons of natural light, new furnace & hot water tank (both owned, not rented), a newly paved shared driveway, a 9.5 x 13 shed added in the backyard & foundation which has been re-parged. Additionally, previous upgrades include windows, plumbing and electrical systems, ensuring peace of mind. Embrace the vibrant lifestyle with close proximity to a wide array of amenities, including Cobourg Heritage harbour & marina, beach, shops, and restaurants, the Via station, grocery store, and much more are also just steps away. This property has been virtually staged.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 19, 2026
Sold price information is available to members only
Listed Date1/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionAluminum Siding
Lot Size29.85 × 104.29 Feet
CountyNorthumberland
Annual Tax$3,227.88
Legal DescriptionCON A PT LOT 17 BLK B PT LOT 4 RP 39R8702 PART 1 PART 2

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Marina, Library, Public Transit, Rec./Commun.Centre, School Bus Route

Community Features

Location

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97 Havelock Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 Havelock Street, Cobourg, ON K9A 2J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$399,200
Monthly Mortgage$2,319
Property Tax (Est.)$269
Utilities & Maint.$350
Total Monthly Cost$2,938

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$718,091

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.