98 Ontario Street, Cobourg, ON

$1,695,000
MLS#:X12657332
5 beds
5 baths
3500-5000 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,695,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 48.27 x 185 ft lot
  • Features a ["finished", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, ERV/HRV
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Just steps from the soft sands of Cobourg Beach and the lively historic downtown, Discover coastal luxury at its finest in one of Cobourg's most desirable waterfront neighbourhoods. This custom-built executive home blends refined design with relaxed lakeside living-where the rhythm of the waves and the charm of small-town life meet.this residence showcases exceptional craftsmanship, modern elegance, and thoughtful architecture that frames stunning views of Lake Ontario.From the moment you enter, you're greeted by a grand foyer leading to soaring ceilings and expansive open-concept living spaces filled with natural light. The chef-inspired kitchen impresses with custom cabinetry, quartz countertops, and a generous island perfect for entertaining. A two-sided fireplace anchors the living area, which opens to a covered terrace-ideal for al fresco dining while listening to the gentle sounds of the lake.The primary suite offers a private sanctuary complete with a spa-inspired ensuite and custom walk-in closet. Additional bedrooms are spacious and beautifully finished, providing comfort and style for family and guests alike.The fully finished lower level adds versatility with room for a media lounge, fitness studio, or guest suite. Outdoor living is elevated with a stone gas fireplace, sauna, and thoughtfully landscaped grounds that invite year-round enjoyment.Additional features include a double garage and professional interior design emphasizing both scale and functionality.Situated in the heart of Northumberland County, Cobourg offers daily VIA Rail service, convenient highway access, proximity to the GTA, and a vibrant downtown brimming with shops, cafés, and cultural attractions-all complemented by one of Ontario's most beloved beaches.Experience timeless elegance and effortless living in this exceptional Cobourg home.

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Key Features

Bedrooms
5
Bathrooms
5
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 19, 2026
Sold price information is available to members only
Listed Date1/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Stone
Lot Size48.27 × 185 Feet
CountyNorthumberland
Annual Tax$14,938
Legal DescriptionSee Remarks

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Beach, Clear View, Cul de Sac/Dead End, Level, Marina, Library

Community Features

Location

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98 Ontario Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 98 Ontario Street S, Cobourg, ON K9A 3B3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$1,356,000
Monthly Mortgage$7,879
Property Tax (Est.)$1,245
Utilities & Maint.$350
Total Monthly Cost$9,474

Strategic Fiscal Clarity

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No current listings found in Cobourg.