186 Thomas Street, Greater Napanee, ON

$379,900
MLS#:X13224210
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $379,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 132 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

Welcome to 186 Thomas St in Napanee, a charming income-generating duplex perfect for investors or those looking to reduce their mortgage with rental income. This well-maintained property features two separate units, each offering privacy and convenience to tenants. The back unit, currently rented at $1,440 per month (all-inclusive), provides a hassle-free living experience with hydro and gas covered by the owner. The front unit, rented at $1,197 per month(plus gas and hydro), gives tenants flexibility with their utility costs, making it an attractive option for renters. Key utilities such as water (averaging $340 every two months) and house insurance ($120) are owner-paid, keeping expenses manageable. Both units have their own entrances, and the shared yard provides a cozy outdoor space for relaxation. Located on a quiet street close to schools, parks, and local amenities, 186 Thomas St offers both comfort and convenience. This solid investment opportunity is ready for you - schedule a viewing today and explore the potential of this fantastic duplex property!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStucco (Plaster), Vinyl Siding
Lot Size50 × 132 Feet
CountyLennox & Addington
Annual Tax$2,976.08
Legal DescriptionPT LT 40 S/S THOMAS ST PL 30 PT 1 29R4037 GREATER NAPANEE

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Park, Place Of Worship, School

Community Features

Location

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186 Thomas Street, Greater Napanee, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 186 Thomas Street, Greater Napanee, ON K7R 2H5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$303,920
Monthly Mortgage$1,766
Property Tax (Est.)$248
Utilities & Maint.$350
Total Monthly Cost$2,364

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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Nearby Listings

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No current listings found in Greater Napanee.