145 Settlement Road, Kawartha Lakes, ON

$824,900
MLS#:X13238538
3 beds
3 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Emily. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 200 x 295.28 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Solar Owned, Water Treatment
  • equipped with ["central air"] central cooling and highly efficient forced air heating via electric

Welcome to 145 Settlement Rd, a bird lover's paradise conveniently located between Peterborough and Lindsay. This serene country lot is surrounded by nature and offers peaceful living in a beautifully treed setting. The all-brick bungalow features three bedrooms and three bathrooms, with natural hardwood oak floors throughout and vaulted ceilings. Enjoy a bright, finished basement with a walk-up to a double car garage, as well as 600 sq. ft. of rear decking complete with a hot tub. The top-quality brick home includes an attached, insulated, and heated two-car garage with entry to the house and access to the finished basement. The open concept living area showcases wood and ceramic floors, two fireplaces, main floor laundry, and plenty of oak cupboards with pot drawers and an island counter. Patio doors lead to extensive decking with a hot tub, complemented by a front verandah. The beautifully landscaped 1.36-acre lot features a paved driveway and stone walkways, well over 100 species of birds for hours of enjoyment creating a welcoming and tranquil environment.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size200 × 295.28 Feet
CountyKawartha Lakes
Annual Tax$4,903
Legal DescriptionPT N1/2 LT 18 CON 12 EMILY PT 1 57R7654; KAWARTHA LAKES

Parking & Garage

Parking Spaces12.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

School Bus Route, Wooded/Treed

Community Features

Location

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145 Settlement Road, Kawartha Lakes, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Emily, Kawartha Lakes.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$838,581

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 Settlement Road, Kawartha Lakes, ON K9V 4R5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$659,920
Monthly Mortgage$3,834
Property Tax (Est.)$409
Utilities & Maint.$350
Total Monthly Cost$4,593

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Kawartha Lakes.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.