432 Elgin Street, Kincardine, ON

$668,900
MLS#:X12324082
5 beds
2 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $668,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 165 ft lot
  • Features a ["finished", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 432 Elgin Street, Kincardine the ultimate blend of style, space, and smart living in one of the towns most sought-after neighbourhoods. This beautifully updated home offers 3 bedrooms and 1 bathroom upstairs, plus 2 bedrooms and another bathroom downstairs, making it ideal for families, multi-generational living, or generating rental income. One of the lower-level bedrooms was previously a kitchen, making it effortless to convert back into a self-contained suite with a separate entrance perfect for in-laws or tenants to help offset your mortgage. The finished basement (2025) includes a custom pet washing station, and the layout is ideal for maximizing space and flexibility. Major updates include a Lennox modulating furnace and AC (2017), natural gas hot water heater (2021), electrical panel (2025), plus recent upgrades to the vent hood, garage man door, back fence, and front deck (2024). A professional home inspection was completed on July 8th, 2025, and is available to view after each showing and at the Open House on Saturday, August 9th from 11:00 AM to 2:00 PM. Outside, enjoy the private backyard featuring a hot tub and gazebo (2023) perfect for relaxing or entertaining. Want to relocate the hot tub? Youll love the 18x30 foot detached shop, offering space for two vehicles, all your beach toys, or a full workshop. With extra parking for guests or tenants, asphalt shingles replaced in 2011, and a layout thats both practical and full of potential, this home is move-in ready. Set on a quiet street with great neighbours, this is a standout opportunity under $700K, with flexible closing available as early as you need. Dont miss your chance432 Elgin Street is ready to impress and priced to move.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 31, 2025
Sold price information is available to members only
Listed Date8/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size66 × 165 Feet
CountyBruce
Annual Tax$3,706
Legal DescriptionLOT 50, KINCARDINE, (MUN. OF KINCARDINE).

Parking & Garage

Parking Spaces7.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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432 Elgin Street, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 432 Elgin Street, Kincardine, ON N2Z 2V4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$535,120
Monthly Mortgage$3,109
Property Tax (Est.)$309
Utilities & Maint.$350
Total Monthly Cost$3,768

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Kincardine.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$715,267

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.