305 Centre Street, Niagara-on-the-Lake, ON

$1,198,000
MLS#:X12753570
4 beds
3 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Sidesplit 4"] detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $1,198,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 70 x 140 ft lot
  • Features a ["finished", "other"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Centrally-located in the heart of Old Town Niagara-on-the-Lake, the Cellar House presents a comfortable mid-century modern living space. This side split house with garage sits on a generous and well-kept 70'x140' lot. Spanning 4 fully-finished floors, this three-bedroom two-bathroom home is move-in ready and presents an opportunity for future expansion under the Town's heritage bylaws. The property also includes a short-term rental permit - no longer being issued - making it a smart investment for the savvy buyer that may not be looking to move right away. Inside, the house features bright and thoughtfully-designed living spaces, including a well-preserved kitchen with cherry wood cabinetry and three spacious queen bedrooms. Outside, the home features an expansive private yard with a stone pad, 7-person hot tub, and gas fireplace. A short walk to the golf course, main Queen street strip, shops, restaurants, and wineries makes the Cellar House ideal for full-time living, a weekend retreat, or revenue-generating income property. Don't miss your opportunity to own your piece of this historic Canadian town.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date2/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Concrete
Lot Size70 × 140 Feet
CountyNiagara
Annual Tax$5,459.91
Legal DescriptionLot 20, Pl 575; Niagara on The Lake

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Golf, Lake/Pond, Park, Place Of Worship, Public Transit, School

Community Features

Location

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305 Centre Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$958,400
Monthly Mortgage$5,569
Property Tax (Est.)$455
Utilities & Maint.$350
Total Monthly Cost$6,374

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Niagara-on-the-Lake.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.