92 Loretta Drive, Niagara-on-the-Lake, ON

$849,900
MLS#:X12413719
4 beds
3 baths
1400-1599 sqft
3.0 parking
Residential Condo & Other
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] condo townhouse located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, Central Vacuum
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Most sought after unit in the prestigious Stone Gate community in Virgil. First time offered for sale, this exceptional home is located in the most desired location of Stone Gate backing onto the Park with keyed gate right at your doorstep. Retire in luxury in this upgraded top to bottom home. Boasting natural cherry hardwood floors throughout, granite counter tops in kitchen with custom cherry cabinetry and high-end stainless-steel built-in appliances. Cathedral ceiling in Livingroom, gas fireplace and California shutters offer comfort and style. Walk out to 17x14 composite deck with custom awning and enjoy all the park views have to offer. Generous master bedroom with walk-in closet and custom clothes organizer. 2nd bedroom on main level could be used as a den or office. Fully upgraded finished basement with oversized rec room, 2 additional bedrooms, 4-piece bathroom, work shop, cold cellar, and storage areas galore. This special home was built with accessibility in mind. Custom interlock brick ramp to the front door and lift chair to basement make this the perfect retirement home. Special extra touches added to this home for sports enthusiasts. Step beyond the gate right at your back door and enjoy sports, fitness, pickleball, gardens, splash pad, pavilion, walking trail and more. This special unit wont last and truly must be seen to appreciate all it has to offer.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateDecember 1, 2025
Sold price information is available to members only
Listed Date9/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
ConstructionVinyl Siding, Brick
CountyNiagara
Annual Tax$4,556.92

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Cul de Sac/Dead End, Golf, Greenbelt/Conservation, Library, Park, Rec./Commun.Centre

Community Features

Location

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92 Loretta Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 92 Loretta Drive 7, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$679,920
Monthly Mortgage$3,951
Property Tax (Est.)$380
Utilities & Maint.$350
Total Monthly Cost$4,681

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Niagara-on-the-Lake.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 Virgil, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.