92 Loretta Drive, Niagara-on-the-Lake, ON

$874,900
MLS#:X12688872
3 beds
3 baths
1200-1399 sqft
Residential Condo & Other
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] vacant land condo located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • Convenient attached garage included
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Introducing this beautiful turnkey end unit townhome, nestled in a private setting in a friendly, well managed complex in Niagara on the Lake with low condo fees. Upon entering you will immediately notice the inviting bright open concept design, cozy fireplace, and vaulted ceilings. The thoughtfully modernized kitchen offers a comfortable gathering place thanks to the large custom island. Recent kitchen updates include new cabinet doors, drawer fronts, and hardware, pantry, granite counters, subway tile backsplash, undermount sink, under cabinet lighting and stainless-steel appliances. The many pots and pans drawers, corner cabinets and pantry add to the already ample kitchen storage. The large primary bedroom suite enjoys an ensuite with an updated vanity with a quartz countertop and his and hers sinks. The walk-in closet offers a laundry option while maintaining plenty of space thanks to the closet organizers. Completing the main level is an additional bedroom/den and the 4-piece main bath with a newer vanity and granite counter. The bright, fully finished lower level features an expansive recreational area, additional bedroom, third full bath, optional laundry, cold cellar and storage, a perfect retreat for guests or additional family. The front porch is surrounded by gardens adding to the curb appeal while the private rear yard boasts a gorgeous new back deck with a pergola and is surrounded by mature evergreens and well-tended grounds. The complexes' exclusive gates offer walking access to a grocer, banks, shops, restaurants, and Centennial Park. Located just minutes to world class wineries, Niagara Park trails, golf courses, and all the classic charm that Old Town has to offer. Other recent upgrades include new flooring on the main level, custom window coverings, furnace, air conditioning and a sump pump with battery backup and alarm. Nothing to do but enjoy, Welcome Home!

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJanuary 30, 2026
Sold price information is available to members only
Listed Date1/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land Condo
ConstructionStone, Vinyl Siding
CountyNiagara
Annual Tax$4,188

Parking & Garage

Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Cul de Sac/Dead End, Park

Community Features

Location

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92 Loretta Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 92 Loretta Drive 18, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$699,920
Monthly Mortgage$4,067
Property Tax (Est.)$349
Utilities & Maint.$350
Total Monthly Cost$4,766

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Niagara-on-the-Lake.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 Virgil, Niagara On the Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.