173 St James Street, Norfolk, ON

$550,000
MLS#:X12855268
3 beds
3 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Waterford. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66.06 x 165 ft lot
  • Features a ["unfinished", "partial basement"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater, Water Treatment
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Nestled on one of Waterford's most popular streets, this historic 1885 character home has been lovingly cared for by just a few devoted owners, preserving timeless charm and architectural details while offering modern comforts. A spacious 3-bedroom, 2-bathroom residence features high ceilings, crown molding, and warm pine plank floors that flow throughout, with a versatile main-level room ideal as a den, office, or bedroom and easy access to a covered front porch. The eat-in kitchen showcases maple cabinetry, a center island with built-in dishwasher, and room for 3 stools, plus a cabinet area for the stackable washer and dryer; just off the kitchen, a rear multi-purpose room with garden door access to the rear deck provides flexible space for dining, family, or retreat. The upper level affords a landing area perfect for desk/workstation, a guest bedroom, and a primary bedroom with a private 3-piece ensuite featuring a corner soaker tub. Outside, a deep, fully fenced yard backs onto a fire lane for added access, with covered front & side porches & rear deck enhancing year-round living. Parking and storage are convenient with a single-side paved driveway and a detached single-car garage. Waterford itself is a family-friendly community and home of Pumpkinfest, offering a short drive to employment and amenities, making this more than a home - it's a piece of history ready to be enjoyed by you.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 23, 2026
Sold price information is available to members only
Listed Date3/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionWood
Lot Size66.06 × 165 Feet
CountyNorfolk
Annual Tax$3,698.24
Legal DescriptionLT 10 BLK R PL 19B; NORFOLK COUNTY

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Community Features

Location

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173 St James Street, Norfolk, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 173 St James Street S, Norfolk, ON N0E 1Y0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$440,000
Monthly Mortgage$2,557
Property Tax (Est.)$308
Utilities & Maint.$350
Total Monthly Cost$3,215

Strategic Fiscal Clarity

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