20 Cottage Cove Road, Northern Bruce Peninsula, ON

$895,000
MLS#:X13248406
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Chalet"] detached located in the coveted neighborhood of Northern Bruce Peninsula. Expertly crafted featuring premium vinyl siding and board & batten construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 303.6 x 261.48 ft lot
  • Features a ["crawl space", "full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Air Exchanger, Central Vacuum, Primary Bedroom - Main Floor
  • equipped with ["none"] central cooling and highly efficient forced air heating via propane

Four-season timber frame waterfront home or cottage on Miller Lake! Set on over an acre in Northern Bruce Peninsula, this reverse pie-shaped lot offers exceptional privacy with over 300 feet of deeded shoreline along a protected cove. The shoreline is flat and easy to access, ideal for all ages, while the calm waters provide excellent conditions for boating and swimming, and beautiful sunsets! Inside, the home captures the warmth and character of a classic Canadian cottage. Soaring cathedral ceilings and exposed timber frame beams define the main living space, while large windows frame lake views and fill the home with natural light. The open-concept design creates an inviting place to gather, entertain, and unwind. A highly sought-after layout features three bedrooms and two full bathrooms on the main floor, providing convenient single-level living. Above, a spacious loft overlooks the great room below and offers flexible space for guests, a family room, extra sleeping quarters, or a quiet retreat. Owned by the same family since it was built, the home has been thoughtfully maintained and improved over the years, including an addition that expanded the living space. A large lakeside deck (2020) provides plenty of room for outdoor dining and enjoying the waterfront setting. Updates include a propane furnace (2023), propane hot water tank (2023), wood stove and chimney (2023), roof (2018), ironizer (2025), and a fully spray-foamed crawlspace with a concrete floor. With over an acre of land, more than 300 feet of waterfront, and a striking chalet-style design, this property delivers the space, privacy, and waterfront lifestyle that are increasingly difficult to find in one package. Offered as a turnkey opportunity with most furnishings included, you can start enjoying summer on Miller Lake right away.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding, Board & Batten
Lot Size303.6 × 261.48 Feet
CountyBruce
Annual Tax$4,852.36
Legal DescriptionPT LT 26 CON 4 EBR LINDSAY PT 8 3R7335; NORTHERN BRUCE PENINSULA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Cul de Sac/Dead End, Lake Access, Level, School Bus Route, Waterfront, Wooded/Treed

Community Features

Location

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20 Cottage Cove Road, Northern Bruce Peninsula, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Cottage Cove Road, Northern Bruce Peninsula, ON N0H 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$716,000
Monthly Mortgage$4,160
Property Tax (Est.)$404
Utilities & Maint.$350
Total Monthly Cost$4,914

Strategic Fiscal Clarity

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No current listings found in Northern Bruce Peninsula.