190 Stewart Street, Peterborough, ON

$499,900
MLS#:X12719550
5 beds
2 baths
1100-1500 sqft
1.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2 1/2 Storey"] detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Discover this stunningly renovated four-bedroom + den brick detached home in the heart of downtown. This property boasts a complete professional makeover, featuring brand new stainless-steel appliances, an ensuite laundry, quartz countertops, a sleek glass top stove, and modern fixtures and lighting. The home has been updated with new flooring, trim, and fresh paint throughout. All major systems have been upgraded, including new electrical, plumbing, furnace, air conditioning, and an all-steel roof. The home also includes cozy front and back decks, perfect for enjoying the outdoors. With its central location between Trent University and Fleming College, this property presents an excellent turnkey opportunity for both investors and end users. It's ideal for student housing or rental income, while also serving as a beautiful family home. Additionally, its close to top schools like Children's Montessori School. Convenient grocery shopping is nearby at Charlotte Pantry, Greg's No Frills, and The United Kingdom Shoppe. Enjoy your coffee fix at Turnbull Cafe, Hasseltons Coffee & Sweets, or Dreams & Beans Cafe Ltd. Dining options abound with restaurants like The Magic Rolling Pin, Jeff Purvey's Fish & Chips, and Shish-Kabob Hut just around the corner.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date1/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
CountyPeterborough
Annual Tax$3,556
Legal DescriptionPT LT 11 S OF DALHOUSIE ST & W OF GEORGE ST PL 1 PETERBOROUGH AS IN R632497, S/T & T/W R632497 ; PETERBOROUGH

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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190 Stewart Street, Peterborough, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
Population128,624
Median Age45.2 Yrs
Ownership70% Owners
Avg Area List Price$501,480

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 190 Stewart Street, Peterborough, ON K9J 3M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$399,920
Monthly Mortgage$2,324
Property Tax (Est.)$296
Utilities & Maint.$350
Total Monthly Cost$2,970

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Peterborough.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.