492 Cross Street, Peterborough, ON

$540,000
MLS#:X13202718
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $540,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 37.32 x 136.62 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Floor Drain, Water Meter
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Nestled in the heart of the city, this inviting home offers the perfect blend of comfort, space and lifestyle. The open-concept kitchen and living area create a warm and welcoming atmosphere, ideal for entertaining family and friends. The finished lower level adds even more living space with a cozy tv viewing area, workout space and room to relax. Step outside to your own backyard oasis featuring an in-ground pool, gazebo, storage shed and plenty of green space extending the back to Jackson Creek - a rare setting offering both privacy and nature right in the city. Conveniently located close to schools, shopping, playgrounds, downtown amenities, public transit and year round community activities, this home truly has something for everyone. 2025 - Water $1,040/year Gas - furnace/fireplace/dryer $689/year House Insurance $1,080/year

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionAluminum Siding
Lot Size37.32 × 136.62 Feet
CountyPeterborough
Annual Tax$4,344
Legal DescriptionPt Lt 8 PL 33 ( Peterborough) As In R242726; Peterborough

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Arts Centre, Fenced Yard, Golf, Hospital, Library, Park

Community Features

Location

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492 Cross Street, Peterborough, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Town Ward 3, Peterborough.

Verified Local Data
Population128,624
Median Age45.2 Yrs
Ownership70% Owners
Avg Area List Price$500,389

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

Queen Mary
Public1445 Monaghan Road, Peterborough, Ontario, K9J 5M8
4.0
Prince of Wales
Public1211 Monaghan Road, Peterborough, Ontario, K9J 5L4
4.1
Immaculate Conception
Public76 Robinson Street, Peterborough, Ontario, K9H 1E8
5.9
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0

Secondary Schools

St. Peter’s
CatholicPeterborough, Ontario
6.7
Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 492 Cross Street, Peterborough, ON K9H 4T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$432,000
Monthly Mortgage$2,510
Property Tax (Est.)$362
Utilities & Maint.$350
Total Monthly Cost$3,222

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Peterborough.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.