496 Cross Street, Peterborough, ON

$450,000
MLS#:X12398316
5 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of Town Ward 3. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 3.62 x 138.14 ft lot
  • Features a ["separate entrance", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Step inside this charming 3+2 bedroom brick bungalow and feel right at home! Perfectly situated within walking distance to downtown Peterborough and along the bus route, this home offers both convenience and comfort. The main floor welcomes you with fresh flooring (2024) that flows through the bright living and dining rooms, accented by crown moulding and a large picture window that fills the space with natural light. The updated kitchen connects seamlessly to the dining area, making it easy to gather with family and friends. Three comfortable bedrooms and a stylish 4-piece bath complete the main level. Downstairs, the newly finished basement (winter 2023/24) opens the door to so many possibilities. With its own private entrance, this space includes a cozy living room with kitchenette, two full bedrooms, a 3-piece bath, and separate laundry. Whether you're looking for in-law potential, space for extended family, or a flexible rental option, this lower level is ready for your personal touch. Outside, enjoy your own backyard retreat with a fully fenced yard backing onto a creek and a 18 x 36 in-ground pool the perfect spot for summer fun and relaxation. Recent updates include shingles (2024), new main level flooring, basement flooring, and new bathroom tile. With its blend of modern updates, inviting spaces, and a location close to schools, shops, dining, and downtown, this home offers a wonderful opportunity to settle into one of Peterborough's most convenient neighbourhoods.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 27, 2025
Sold price information is available to members only
Listed Date9/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size3.62 × 138.14 Feet
CountyPeterborough
Annual Tax$4,440.54
Legal DescriptionPT LT 8 PL 33 (PETERBOROUGH) AND PT LT 10 PL 44 (PETERBOROUGH), AS IN R132052 ; PETERBOROUGH

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Community Features

Location

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496 Cross Street, Peterborough, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 496 Cross Street, Peterborough, ON K9H 4T2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$360,000
Monthly Mortgage$2,092
Property Tax (Est.)$370
Utilities & Maint.$350
Total Monthly Cost$2,812

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Peterborough.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

496 Cross Street, Peterborough - 5 Bed 2 Bath Home For Sale | MLS# X12398316 | ZooZaa | ZooZaa Real Estate