440 Provincial Street, Saugeen Shores, ON

$640,000
MLS#:X12952892
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $640,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 60 x 125 ft lot
  • Features a ["separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Carpet Free
  • equipped with ["wall unit(s)"] central cooling and highly efficient fan coil heating via gas

Welcome to 440 Provincial Street, Port Elgin. This charming legal duplex offers a rare investment opportunity in a desirable, family-friendly neighbourhood. Fully updated in 2021, this home boasts modern finishes and thoughtful upgrades throughout all within close proximity to schools, downtown amenities, the harbour, and an easy commute to Bruce Power.The Main Floor Unit has been beautifully renovated with new exterior doors and windows, exterior wood siding, flooring, trim, a modern bathroom and a functional kitchen. It has a bright and spacious living room with large windows offering abundant natural light. The galley style kitchen offers ample cupboard and counter space. The dining area overlooks the generous, fully fenced backyard. There are three well-sized bedrooms, each with a good sized closet and a shared 3-piece bathroom. The main floor is heated with a high-efficiency natural gas hydronic system, which was installed in 2021 along with an on-demand gas boiler. Additionally, there is a gas fireplace and an efficient wall unit(heat & AC).The attic had new ventilation and R60 blown-in insulation in 2022 and the house was sided with foam insulation before new siding was installed. The lower level unit was professionally completed in 2021. It features a cozy 1-bedroom, 1-bathroom layout and is heated with a separate natural gas hydronic system for comfort and efficiency. This is an ideal rental unit or in-law suite. Exterior features include a spacious fully fenced backyard, perfect for privacy and outdoor enjoyment, as well as a large shed for storage or a workshop. The driveway offers parking for up to three vehicles. Whether you're an investor seeking rental income or a homeowner looking for a multi-generational living solution, 440 Provincial Street is a must-see!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 4, 2026
Sold price information is available to members only
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBoard & Batten , Wood
Lot Size60 × 125 Feet
CountyBruce
Annual Tax$4,225
Legal DescriptionLT 109 PL M13 TOWN OF SAUGEEN SHORES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeFan Coil
Cooling["Wall Unit(s)"]

Features

Property Features

Arts Centre, Beach, Campground, Hospital, Lake Access, Marina

Community Features

Location

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440 Provincial Street, Saugeen Shores, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 440 Provincial Street, Saugeen Shores, ON N0H 2C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$512,000
Monthly Mortgage$2,975
Property Tax (Est.)$352
Utilities & Maint.$350
Total Monthly Cost$3,677

Strategic Fiscal Clarity

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