103 Vine Street, St. Catharines, ON

$524,900
MLS#:X12823262
5 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] semi-detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 33.6 x 110.2 ft lot
  • Features a ["finished with walk-out", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, In-Law Suite, Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to this beautifully updated semi-detached raised bungalow, ideally situated on a desirable corner lot in a convenient, family-friendly neighbourhood. Offering 5 total bedrooms and plenty of living space, this home is perfect for multi-generational families or investors seeking an income opportunity. The bright and spacious main level features a large living room with plenty of natural light, a separate dining area, and an updated kitchen complete with stylish backsplash, stainless steel appliances, and ample cupboard space. Three comfortable bedrooms and a modern 3-piece bathroom with a walk-in shower complete the main floor. The fully finished basement offers an excellent in-law suite with a separate walk-up entrance, featuring a generous family room, a large eat-in kitchen, two additional bedrooms, and a 4-piece bathroom. The lower-level laundry area is conveniently designed to be shared between both levels. Outside, enjoy a fully fenced backyard with a garden shed and plenty of room for outdoor activities. The large detached garage currently generates monthly rental income, adding even more value to this versatile property. With parking for up to four vehicles, there's room for the whole family. Located close to schools, parks, public transit, and major amenities, and just a short drive to the QEW, this move-in-ready home combines comfort, function, and opportunity all in one. Don't miss your chance to own this exceptional property!

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 4, 2026
Sold price information is available to members only
Listed Date2/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick, Vinyl Siding
Lot Size33.6 × 110.2 Feet
CountyNiagara
Annual Tax$3,248.02
Legal DescriptionPT LT 4014 CP PL 2 GRANTHAM PT 2 30R7786 CITY OF ST. CATHARINES

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Library, Park, Place Of Worship, Public Transit, School

Community Features

Location

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103 Vine Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 103 Vine Street, St. Catharines, ON L2R 3Y3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$419,920
Monthly Mortgage$2,440
Property Tax (Est.)$271
Utilities & Maint.$350
Total Monthly Cost$3,061

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 E Chester, St Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.