12 Cross Street, St. Catharines, ON

$415,000
MLS#:X13236908
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $415,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 36.2 x 84 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: On Demand Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Attention First Time Home Buyers and Investors!! Welcome to this all stucco 2 storey home located near schools and many amenities. Main floor consists of spacious living area with hardwood floors and a bonus family room off the kitchen. Upstairs features a large Master bedroom, accessible 4 piece bathroom and 2nd bedroom. Good size backyard complete with 2 garden sheds and room for a nice seating area. This home is ready for your finishing touches.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionStucco (Plaster)
Lot Size36.2 × 84 Feet
CountyNiagara
Annual Tax$2,402
Legal DescriptionLT 3861 CP PL 2 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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12 Cross Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Cross Street, St. Catharines, ON L2R 2W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$332,000
Monthly Mortgage$1,929
Property Tax (Est.)$200
Utilities & Maint.$350
Total Monthly Cost$2,479

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.