21 Spruce Street, St. Catharines, ON

$429,900
MLS#:X12126502
3 beds
1 baths
< 700 sqft
1.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 36 x 100 ft lot
  • Features a ["full", "finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Charming 2+1 bedroom home with fully finished basement in desirable location close to all amenities -Fairview Mall, restaurants, public transit, and quick access to the QEW. This move-in ready home offers over 1050 sq ft on finished living space and features hardwood flooring, an updated kitchen with modern white cabinetry, granite counters and breakfast bar, 2 bedrooms on the main floor, and an updated 4pc bath with deep soaker tub. The basement is finished, featuring luxury vinyl flooring throughout, an open concept rec room area, and good sized bedroom. The large backyard is fully fenced and features a patio with gazebo. Other updates include: freshly painted throughout 2025, roof shingles in 2020, granite counters in 2019. Great opportunity for first time home buyers or investors.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 19, 2025
Sold price information is available to members only
Listed Date5/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size36 × 100 Feet
CountyNiagara
Annual Tax$2,590.68
Legal DescriptionLT 109 CY PL 139 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Public Transit

Community Features

Location

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21 Spruce Street, St. Catharines, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 451 Downtown, St Catharines.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Spruce Street, St. Catharines, ON L2R 1B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$343,920
Monthly Mortgage$1,998
Property Tax (Est.)$216
Utilities & Maint.$350
Total Monthly Cost$2,564

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.