28 Ramsey Street, St. Catharines, ON

$634,900
MLS#:X12023269
4 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Backsplit 4"] detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $634,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 49.61 x 103.87 ft lot
  • Features a ["finished", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Storage, Central Vacuum, Carpet Free
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Spacious and well maintained 4 level back-split located on a quiet, mature street in central St. Catharines. The home is fully finished on all levels and features 4 bedrooms, 2 full bathrooms, a basement walkout, large fully fence yard and private driveway parking for 6+ vehicles. Extensively updated throughout including; newer furnace (2019), kitchen / granite countertops and stainless steel appliances (2017), roof shingles (2016) and hardwood flooring (2016). The home is tastefully decorated throughout, is newly painted, carpet free, has central vac, central air, front yard built-in sprinkler system and much more. Close to shopping, transit, schools, parks the lake and more. Book your private viewing today!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 16, 2025
Sold price information is available to members only
Listed Date3/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick Front, Vinyl Siding
Lot Size49.61 × 103.87 Feet
CountyNiagara
Annual Tax$4,170
Legal DescriptionLT 17 PL 656 ; S/T RO242914 ST. CATHARINES

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Park, School Bus Route, School, Public Transit, Fenced Yard

Community Features

Location

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28 Ramsey Street, St. Catharines, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 443 Lakeport, St Catharines.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Ramsey Street, St. Catharines, ON L2N 2K1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$507,920
Monthly Mortgage$2,951
Property Tax (Est.)$348
Utilities & Maint.$350
Total Monthly Cost$3,649

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.