39 Cumming Street, St. Catharines, ON

$525,000
MLS#:X13222538
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] semi-detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $525,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34.97 x 104.99 ft lot
  • Features a ["full", "separate entrance"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to this well-maintained 2+2 bedroom, 2 bathroom semi-detached raised ranch located on desirable Cumming Street in St. Catharines. Featuring an open-concept main floor design, this home offers a bright and functional layout perfect for families and entertaining. The spacious kitchen includes a large island with plenty of prep and seating space, flowing seamlessly into the living and dining areas.The fully finished lower level boasts high ceilings, a bright and spacious family room, two additional bedrooms, a full bathroom, and a separate entrance. With its excellent layout and private access, the lower level offers outstanding potential for an in-law suite or multi-generational living.Ideally situated in a family-friendly neighbourhood, this home is within walking distance to two public schools, less than a minute's walk to a convenience store, and just a 5-minute walk to the GO Train Station for easy commuting. Enjoy the convenience of being only 3 minutes from major shopping destinations including Walmart and Superstore, while parks, recreational amenities, and everyday essentials are all close by. For weekend adventures, Niagara Falls and the Canada-U.S. border crossings are approximately 20 minutes away.Whether you're a growing family, investor, or someone seeking flexible living space, this versatile property offers exceptional value in a convenient and desirable location.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick, Vinyl Siding
Lot Size34.97 × 104.99 Feet
CountyNiagara
Annual Tax$3,674
Legal DescriptionPlan 94 Pt Lots 948 And 949 Rp 30R13373 Part 2

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Park, Public Transit, School

Community Features

Location

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39 Cumming Street, St. Catharines, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 458 Western Hill, St Catharines.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 39 Cumming Street, St. Catharines, ON L2S 1H8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$420,000
Monthly Mortgage$2,440
Property Tax (Est.)$306
Utilities & Maint.$350
Total Monthly Cost$3,096

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.