43 Centre Street, St. Catharines, ON

$499,900
MLS#:X12454138
4 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] triplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 58 x 67.5 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • equipped with ["none"] central cooling and highly efficient radiant heating via gas

Investment property currently configured as 3 rental units with 3 hydro meters. Two 1 bedroom units and one 2 bedroom unit. 2 units are currently tenanted and the third is vacant. Updated kitchens, baths and flooring in all 3 units. All kitchens feature white shaker style cabinets and subway tile backsplash. Side driveway with room for 2cars. Fully fenced rear yard. Walking distance to everything Downtown St. Catharines has to offer including restaurants, the Farmer's Market, Meridian Centre and Performing Arts Centre. Option to live in 1 unit while the other units help pay your mortgage, or rent all 3 units for maximum return. All room measurements are approximate. Property is offered on an "as-is, where-is" basis with no representations or warranties.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
3
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 10, 2026
Sold price information is available to members only
Listed Date10/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
ConstructionVinyl Siding, Stucco (Plaster)
Lot Size58 × 67.5 Feet
CountyNiagara
Annual Tax$3,691
Legal DescriptionPT LT 170 CP PL 2 GRANTHAM PT 1 30R10352; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
Cooling["None"]

Features

Property Features

Arts Centre, Fenced Yard, Place Of Worship, Public Transit

Community Features

Location

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43 Centre Street, St. Catharines, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for 451 Downtown, St Catharines.

Verified Local Data
Population6,202,225
Median Age39.6 Yrs
Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4

Secondary Schools

Laura Secord
Public349 Niagara Street, St. Catharines, Ontario, L2M 4V9
6.7
Eden
Public535 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4H7
7.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 43 Centre Street, St. Catharines, ON L2R 3A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$399,920
Monthly Mortgage$2,324
Property Tax (Est.)$308
Utilities & Maint.$350
Total Monthly Cost$2,982

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Catharines.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.