12 Chester Street, St. Thomas, ON

$454,900
MLS#:X13240064
1 beds
3 baths
2000-2500 sqft
10.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $454,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a spacious lot (Feet)
  • Features a ["finished", "separate entrance", "full", "development potential"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available
  • Notable attributes: Storage, Water Heater Owned
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

Welcome to 12 Chestnut Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space today's buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on 5he lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office-ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. It's a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above-offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chestnut Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023

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Key Features

Bedrooms
1
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick, Vinyl Siding
CountyElgin
Annual Tax$1,680
Legal DescriptionPT LT 15 BLK B PL 140 ST. THOMAS; PT LT 4 BLK F PL 140 ST. THOMAS; PT CHESTER ST PL 140 ST. THOMAS (CLOSED BY E171758); PT LT 2 CON 8 YARMOUTH AS IN E88369, PT 3, 4, 9, 10 & 15 11R5032; S/T E336807; S/T PT 6 11R2206; ST. THOMAS

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Arts Centre, Hospital, Level, Library, Park, Place Of Worship

Community Features

Location

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12 Chester Street, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Chester Street, St. Thomas, ON N5R 1T8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$363,920
Monthly Mortgage$2,115
Property Tax (Est.)$140
Utilities & Maint.$350
Total Monthly Cost$2,605

Strategic Fiscal Clarity

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12 Chester Street, St. Thomas - 1 Bed 3 Bath Home For Sale | MLS# X13240064 | ZooZaa | ZooZaa Real Estate