122 Centre Street, St. Thomas, ON

$399,900
MLS#:X12185241
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] duplex located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 35.19 x 202.86 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter, Water Heater Owned
  • equipped with ["window unit(s)"] central cooling and highly efficient forced air heating via gas

Seize the opportunity to own this vacant, charming legal duplex in St. Thomas. Explore the additional commercial possibilities offered by this high-exposure, prime location sitting on a 200FT deep lot. Offering two move-in-ready units with oversized windows and stylish, clean interiors. The main unit features a back porch, sleek sage cabinetry, 8.5 FT ceilings, 3 bedrooms and 4 pc washroom. The upper unit features a front porch, foyer, oak staircase, 9FT ceilings, 1 bedroom and 3 pc washroom. This well-maintained duplex has undergone modern updates whilst preserving its historic character. Recent updates include: laminate flooring (2025), updated electrical + upgraded to 200amp service with ESA (2024), front roof (2024), new interior doors (2024), updated baths (2023, 2020), furnace + updated hvac (2022), back roof (2022), restored and stained hardwood floors (2020). This property includes 2 hydro meters, separate entrances, shared laundry and 4 rear parking spaces. Nestled in central St. Thomas by the Downtown district within walking distance to restaurants, boutiques, retailers and services. Discover what this amazing, turnkey property has to offer. Choose to step into homeownership using the CMHC owner occupied + legal rental program. Or choose a strong cashflowing investment property (low expenses and new market rents $2000/m + $1500/m).

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 2, 2025
Sold price information is available to members only
Listed Date5/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
ConstructionVinyl Siding
Lot Size35.19 × 202.86 Feet
CountyElgin
Annual Tax$2,329
Legal DescriptionPT LT 72 S/S CENTRE ST PL 23 ST. THOMAS; PT LT A BLK 73 PL 60 ST. THOMAS PT 3 11R4357; T/W E321460; ST. THOMAS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Window Unit(s)"]

Features

Property Features

Community Features

Location

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122 Centre Street, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 122 Centre Street, St. Thomas, ON N5R 2Z9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$319,920
Monthly Mortgage$1,859
Property Tax (Est.)$194
Utilities & Maint.$350
Total Monthly Cost$2,403

Strategic Fiscal Clarity

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122 Centre Street, St. Thomas - 4 Bed 2 Bath Home For Sale | MLS# X12185241 | ZooZaa | ZooZaa Real Estate