174 Centre Street, St. Thomas, ON

$359,000
MLS#:X12461207
2 beds
1 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 30.5 x 123.69 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with ["none"] central cooling and highly efficient forced air heating via gas

An exceptional opportunity in the heart of St. Thomas a well-maintained bungalow that perfectly balances residential comfort with commercial potential. Thoughtfully updated and move-in ready, it offers convenient one-level living at an appealing price point. Zoned commercial and currently used as residential, this property is ideal for a home-based office, small business, or comfortable personal residence. Inside, you'll find a new kitchen (2023), updated bathroom (2022), and a bright sunroom opening to a fully fenced, private backyard with a sunny deck. With all appliances included, this property combines comfort, function, and versatility ready for whatever comes next. This may be just what you are looking for.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 10, 2026
Sold price information is available to members only
Listed Date10/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size30.5 × 123.69 Acres
CountyElgin
Annual Tax$2,049
Legal DescriptionPT LT 9 BLK F PL 3 ST. THOMAS AS IN E403594; ST. THOMAS

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["None"]

Features

Property Features

Fenced Yard, Hospital, Library, Park, Rec./Commun.Centre, Place Of Worship

Community Features

Location

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174 Centre Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Centre Street, St. Thomas, ON N5R 3A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$287,200
Monthly Mortgage$1,669
Property Tax (Est.)$171
Utilities & Maint.$350
Total Monthly Cost$2,190

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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174 Centre Street, St. Thomas - 2 Bed 1 Bath Home For Sale | MLS# X12461207 | ZooZaa | ZooZaa Real Estate