198 Elm Street, St. Thomas, ON

$497,000
MLS#:X12225342
2 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["1 1/2 Storey"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium shingle and vinyl siding construction, this residence presents an exceptional opportunity offered at $497,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 60.85 x 110.87 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Meter, Auto Garage Door Remote, Workbench
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to this beautifully maintained 1.5-storey home, ideally located in the growing town of St. Thomas Ontario and just steps away from picturesque Pinafore Park and all amenities nearby. Set on a mature lot, this charming property offers excellent investment potential and boasts timeless character with modern updates. The exterior features an enclosed front porch, concrete driveway, and a spacious 24' x 24' detached garage equipped with hydro and a wood-burning stove perfect for hobbyists, storage, or a workshop setup. Inside, the home showcases a custom GCW kitchen with a large island that flows seamlessly into the open-concept dining area, creating a warm and functional space ideal for family gatherings or entertaining. From here, step out to a beautifully landscaped backyard with a private deck, offering a peaceful outdoor retreat. The upper-level loft-style primary bedroom impresses with skylights and a generous walk-in closet, creating a bright and airy sanctuary. The finished basement includes a cozy recreation room with an electric fireplace and custom mantle, plus potential for a third bedroom and second bathroom making this a highly versatile space. Updated throughout the years with a high-efficiency furnace, central air, roof, siding, windows, doors and 4-piece bathroom this home blends classic charm with modern efficiency. All that is left to do is move in and enjoy. Don't miss your chance to own a truly turnkey home in a fantastic location book your private showing today!

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 3, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionShingle , Vinyl Siding
Lot Size60.85 × 110.87 Feet
CountyElgin
Annual Tax$2,729
Legal DescriptionLT 7 BLK 61 PL 65 ST. THOMAS; ST. THOMAS

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Hospital, Place Of Worship, Public Transit, School, School Bus Route, Park

Community Features

Location

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198 Elm Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 198 Elm Street, St. Thomas, ON N5R 1J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$397,600
Monthly Mortgage$2,310
Property Tax (Est.)$227
Utilities & Maint.$350
Total Monthly Cost$2,887

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in St. Thomas.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.