3 Mary Street, St. Thomas, ON

$499,999
MLS#:X12708026
2 beds
2 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 59.84 x 122.39 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Generate $1600/month in short-term or long-term rental income while living comfortably upstairs! The best part: you won't be spending a dollar on major home upgrades for years to come. This beautifully renovated bungalow has been updated from top to bottom with quality workmanship throughout, offering turnkey living with exceptional flexibility and income potential.The main floor features two spacious bedrooms, a bright living room with electric fireplace, a stunning kitchen, a stylish four-piece bathroom, and the convenience of main-floor laundry. A separate entry leads to the fully finished lower level, complete with a second kitchen, three-piece bathroom, additional laundry, and two generous bonus rooms (add egress windows for conversion to legal bedrooms-contractor contacts upon request) . The lower level presents an excellent potential for short-term rental income in a location where there would be high demand. Major updates include the furnace, central air, roof, windows, and vinyl siding-providing true move-in-ready peace of mind. Outside, enjoy a huge fully fenced backyard with mature trees, multiple garden sheds, a beautiful covered rear patio, and a spacious outdoor living area perfect for entertaining. The brand-new asphalt driveway offers ample parking.Located steps from the downtown commercial district, restaurants, shops, and everyday amenities, this property boasts outstanding walkability and long-term value. Whether you're an owner-occupier looking to offset your mortgage or an investor seeking a turnkey opportunity in a high-demand location, this home delivers on lifestyle, income potential, and peace of mind.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 2, 2026
Sold price information is available to members only
Listed Date1/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding
Lot Size59.84 × 122.39 Feet
CountyElgin
Annual Tax$2,462
Legal DescriptionLT 10 BLK 13 PL 77 YARMOUTH; ST.THOMAS

Parking & Garage

Parking Spaces8.0
Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Community Features

Location

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3 Mary Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Mary Street E, St. Thomas, ON N5R 2V7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$399,999.2
Monthly Mortgage$2,324
Property Tax (Est.)$205
Utilities & Maint.$350
Total Monthly Cost$2,879

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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