45 CORTLAND Terrace, St. Thomas, ON

$549,900
MLS#:X12412627
4 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
Loading property media...

Description

Property Highlights

Welcome to this remarkable ["2-Storey"] att/row/townhouse located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick veneer and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 21 x 112.2 ft lot
  • Features a ["finished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, Sump Pump
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to this beautifully finished Hayhoe-built townhouse in highly sought-after south St. Thomas! Offering 3+1 bedrooms and 3.5 baths, this home is filled with thoughtful upgrades and a functional design. The main floor features hardwood and ceramic flooring, a bright kitchen with quartz counters, tile backsplash, and soft-close cabinetry, along with an inviting great room highlighted by an electric fireplace with wood mantel. Step out through the patio doors to enjoy your deck, garden boxes, and fully fenced backyard. Upstairs, the primary suite provides space for a king bed, a walk-in closet, and a 3-piece ensuite. Two additional bedrooms, a 4-piece bath, and a convenient second-floor laundry with folding station complete this level. The lower level is fully finished with a rec room, 4th bedroom/hobby room, a 4-piece bath, and plenty of storage. Stylish, spacious, and move-in ready, close to trails and parks, this townhouse is the perfect place to call home!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 30, 2025
Sold price information is available to members only
Listed Date9/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
ConstructionBrick Veneer, Vinyl Siding
Lot Size21 × 112.2 Feet
CountyElgin
Annual Tax$3,892
Legal DescriptionPART LOT 41, PLAN 11M231, PARTS 33 & 52 11R10579 SUBJECT TO AN EASEMENT IN GROSS OVER PART 52 11R10579 AS IN CT164821 TOGETHER WITH AN EASEMENT OVER PART LOT 41 11M231, PARTS 31 & 51 11R10579 AS IN CT178654 CITY OF ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Hospital, Park

Community Features

Location

Initializing map...
45 CORTLAND Terrace, St. Thomas, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 CORTLAND Terrace, St. Thomas, ON N5R 0J7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...
Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$439,920
Monthly Mortgage$2,556
Property Tax (Est.)$324
Utilities & Maint.$350
Total Monthly Cost$3,230

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

Professional Advisory Access

Nearby Listings

Distance:

No current listings found in St. Thomas.