575 Talbot Street, St. Thomas, ON

$460,000
MLS#:X12996116
0 beds
2 baths
Commercial
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Description

Property Highlights

Welcome to this remarkable [] commercial retail located in the coveted neighborhood of St. Thomas. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $460,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 21 x 114.96 ft lot size
  • Features a [] basement, adding superb versatility for recreation, a home gym, or extra storage
  • equipped with ["yes"] central cooling and highly efficient baseboard heating

Position your business in the heart of downtown St. Thomas with this fully updated commercial storefront offering outstanding visibility and versatility. The main floor was completely renovated in 2019 and features a modern, open-concept layout with expansive storefront glass, creating excellent exposure and a bright, welcoming environment. Updates include a new furnace, air conditioning, water heater, durable laminate flooring, and a fully accessible washroom.The second floor, previously used as a darkroom, presents strong potential for conversion into a studio or bachelor apartment, offering an opportunity for additional income. This upper level is serviced by electric baseboard heating.The basement is clean, functional, and includes a convenient 1-piece washroom, providing additional utility and storage space.An ideal opportunity for entrepreneurs or investors seeking a turnkey commercial space with income-generating potential in a high-traffic downtown location.

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Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
Listed Date4/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size21 × 114.96 Feet
CountyElgin
Annual Tax$8,652.45
Legal DescriptionPart Lot 15 Plan 182 St Thomas a in E155998 St Thomas

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeBaseboard
Cooling["Yes"]

Features

Property Features

Community Features

Location

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575 Talbot Street, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 575 Talbot Street, St. Thomas, ON N5P 1C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$368,000
Monthly Mortgage$2,138
Property Tax (Est.)$721
Utilities & Maint.$350
Total Monthly Cost$3,209

Strategic Fiscal Clarity

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