631 Elm Street, St. Thomas, ON

$639,900
MLS#:X12822400
5 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow-Raised"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 64 x 119 ft lot
  • Features a ["full"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Built-In Oven, Storage, Water Heater
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 631 Elm Street, located on the desirable south side of St. Thomas. This spacious ranch-style home offers 5 bedrooms (3 on the main level and 2 on the lower level) and 2 full bathrooms, delivering versatile living space ideal for families or multi-generational living. The bright open-concept main floor features a welcoming living room that flows seamlessly into the spacious kitchen, complete with an eat-at island, two built-in ovens, electric cooktop, dishwasher, double sink, updated backsplash, and abundant counter and cabinet space. A patio door off the kitchen provides direct access to the fully fenced backyard, creating easy indoor-outdoor living for everyday enjoyment and entertaining. An updated 5-piece bathroom serves the main level. Just a few steps down from the living area is a generous flex space currently arranged as a front foyer and spacious dining room, offering double door access to the driveway as well as direct access to the backyard - a functional layout that suits family gatherings and busy households alike. The fully finished lower level expands the living space with two additional spacious bedrooms, including one with an updated 4-piece ensuite, a large family room with room for a media area, playroom, or home gym, plus a laundry/storage room and cold cellar. The backyard is designed for relaxation and entertaining, featuring a deck with a pergola, space for outdoor dining and bbq areas, a hot tub (negotiable) a fire pit, garden shed, green space, and an in-ground pool! Notable updates include furnace (2023), attic insulation (2024), and roof shingles (2015). Conveniently located close to everyday amenities and schools, including Mitchell Hepburn Public School, this spacious property offers a fantastic opportunity to settle into a well-established neighbourhood and make it your next home.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 25, 2026
Sold price information is available to members only
Listed Date2/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size64 × 119 Feet
CountyElgin
Annual Tax$3,668
Legal DescriptionPT LT 9 CON 7 YARMOUTH AS IN E404323; ST. THOMAS

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Place Of Worship, School, Fenced Yard, Park

Community Features

Location

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631 Elm Street, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 631 Elm Street, St. Thomas, ON N5R 1K9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$511,920
Monthly Mortgage$2,974
Property Tax (Est.)$306
Utilities & Maint.$350
Total Monthly Cost$3,630

Strategic Fiscal Clarity

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