99 Elgin Street, St. Thomas, ON

$559,900
MLS#:X12315023
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Bungalow"] detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding and wood construction, this residence presents an exceptional opportunity offered at $559,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 111 ft lot
  • Features a ["unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Carpet Free, Floor Drain, Primary Bedroom - Main Floor
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This amazing bungalow situated near St. Thomas' historic Courthouse district is perfectly outfitted with modern updates & a designer feel. This completely renovated home has a well designed open concept floorplan, upgraded finishes & high ceilings in the main living area. Complete with 3 bedrooms & 2 bathrooms (one bedroom is currently being used as an office/den). The primary suite includes a large walk-in closet, trayed ceiling and an ensuite with glass shower and hexagon tiled floor. Walking through the large hallway complete with arched doorways, you will find a second bedroom & another main floor bathroom with tiled shower/bath-tub. The modern kitchen features a large island, stainless steel appliances and a walk-in pantry. Lots of light fills the main space from the front bay window. Your living/dining area is made extra warm & stylish by the sleek electric fireplace. The hallway is spacious and could easily be converted to additional living space. At the rear of the main floor is the ample laundry/mudroom area with separate entrance off the rear deck. You will also find the 3rd bedroom at the rear of the home, offering privacy for a home office or retreat. The basement is unfinished but provides lots of storage space. The pool-sized rear yard is completely fenced with a deck for entertaining or enjoying a peaceful morning coffee. The home features a wrap around veranda for additional entertaining space & summer socials. A sizeable side yard gives you possible options for a larger driveway, a garage or a shed. Home overlooks a lovely greenspace and is minutes away from the Whistlestop Trail, quick drive to the Elevated park and a short walk downtown. New gravel turnaround driveway completed Summer 2025. Wonderful starter home or excellent option for downsizers or professionals. Book your private showing today!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 26, 2025
Sold price information is available to members only
Listed Date7/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionVinyl Siding, Wood
Lot Size50 × 111 Feet
CountyElgin
Annual Tax$3,344
Legal DescriptionPLAN 46 PT LOT 1 PT LOT 3

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Fenced Yard, Greenbelt/Conservation, School, Wooded/Treed

Community Features

Location

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99 Elgin Street, St. Thomas, ON
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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 Elgin Street, St. Thomas, ON N5R 3M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$447,920
Monthly Mortgage$2,603
Property Tax (Est.)$279
Utilities & Maint.$350
Total Monthly Cost$3,232

Strategic Fiscal Clarity

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