32 Elgin Street, Waterloo, ON

$499,900
MLS#:X12434411
3 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 42 x 120 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Charming all brick, 1925 Uptown Waterloo Home. Offered at $499,900, this classic 3-bedroom, 3-bathroom single-family home blends character and potential in a prime Uptown Waterloo location. This home offers a separate living room, dining room, and a kitchen featuring a centre island, All Appliances included and a main floor family room. Upstairs, the home includes a finished attic space that offers flexible options for a home office, playroom, or cozy retreat. The property also features a garage, a fully fenced yard for privacy and pets. While the home could use a little TLC, it provides a fantastic opportunity to customize and add value in one of Waterloos most desirable neighbourhoods. FURNACE AND AIR CONDITIONER INSTALLED 2019.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 23, 2025
Sold price information is available to members only
Listed Date9/30/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
ConstructionBrick
Lot Size42 × 120 Feet
CountyWaterloo
Annual Tax$5,233
Legal DescriptionPT PARKLT 9 PL 491 CITY OF WATERLOO AS IN 1238939; WATERLOO

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Library, Park, Public Transit, School Bus Route, School

Community Features

Location

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32 Elgin Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 32 Elgin Street, Waterloo, ON N2J 2R1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.
Financial Audit

Estimated Costs

Loan Amount$399,920
Monthly Mortgage$2,324
Property Tax (Est.)$436
Utilities & Maint.$350
Total Monthly Cost$3,110

Strategic Fiscal Clarity

Informed buyers do not make decisions based on list price alone. This analysis ensures your transition to a superior residence is supported by absolute fiscal certainty.

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