655 Jacob Lane, Waterloo, ON

$649,900
MLS#:X12894642
3 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["Backsplit 4"] semi-detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34.58 x 122.32 ft lot
  • Features a ["full", "unfinished"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater, Water Softener
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

Welcome to 655B Jacob Lane in Waterloo - a charming semi-detached backsplit offering comfort, space, and functionality in a desirable location. Step onto the nice sized, inviting front porch and into a freshly painted interior that feels bright, clean and move-in ready. The galley-style kitchen features classic parquet flooring, a cozy space for a breakfast table, and sliding doors that lead directly to the deck and spacious backyard - perfect for easy indoor-outdoor living. The sun-filled living room offers an abundance of natural light, creating a warm and welcoming atmosphere. Connected in the dining room for additional space for larger gatherings and entertaining. Upstairs, you'll find three well-sized bedrooms along with a light filled 4-piece bathroom. The lower level boasts a generous rec room complete with large windows and a gas fireplace - a perfect spot for relaxing or entertaining - along with a convenient 3-piece bathroom. This level also includes a separate side entrance providing direct access to the exterior back and side yards. One level down, the unspoiled basement houses the laundry area and offers ample storage or future potential flex space. Outside, the backyard is impressively spacious, partially fenced, and includes a smaller enclosed section ideal for children or pets. The extended driveway provides parking for up to five vehicles, adding to the home's practicality. A great opportunity to own a well-maintained home with plenty of space inside and out!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 25, 2026
Sold price information is available to members only
Listed Date3/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
ConstructionBrick, Vinyl Siding
Lot Size34.58 × 122.32 Feet
CountyWaterloo
Annual Tax$4,165
Legal DescriptionPT LT 13 PL 1782 CITY OF WATERLOO PTS 3 & 4, 58R9313; S/T RIGHT 1228587; S/T 1197235, 976600; WATERLOO

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
Cooling["Central Air"]

Features

Property Features

Lake/Pond, Park, Library, Place Of Worship, Public Transit, School

Community Features

Location

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655 Jacob Lane, Waterloo, ON

City & Neighborhood Guide

Comprehensive neighborhood overview, demographics, and school rankings for Waterloo.

Verified Local Data
Population575,847
Median Age38 Yrs
Ownership65% Owners
Avg Area List Price$717,204

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Kitchener Waterloo
Public787 King Street West, K-W Hospital, Kitchener, Ontario, N2G 1E3
7.4
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 655 Jacob Lane B, Waterloo, ON N2V 2G9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$519,920
Monthly Mortgage$3,021
Property Tax (Est.)$347
Utilities & Maint.$350
Total Monthly Cost$3,718

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Waterloo.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.