First-Time Home Buyers: 5 Critical Tips for GTA Market

First-Time Home Buyers: 5 Critical Tips for GTA Market

Buyers Guides
T
By Tony Sousa
July 2, 2026 8 min read

Buying your first home in the Greater Toronto Area is an exciting milestone. To make sure you make a smart investment, follow these five essential guidelines.

1. Get Pre-Approved for a Mortgage

Knowing your budget before starting your search is critical. Speak to a broker early.

2. Understand Land Transfer Tax Rebates

First-time home buyers in Ontario are eligible for a rebate of up to $4,000 on the provincial land transfer tax.

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