28 James Street, Brockville, ON

$619,900
MLS#:X13500442
4 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 810 - Brockville. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $619,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 20.36 x 81 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Separate Hydro Meter, Separate Heating Controls
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Exceptional turnkey investment opportunity on a prestigious downtown Brockville street! This extensively renovated duplex offers two well-appointed 2-bedroom units, each featuring separate entrances, beautiful hardwood flooring, in-suite laundry, and bright, modern living spaces. Both units are fully equipped with a stove, fridge, built-in dishwasher, washer, and dryer, making them highly attractive to tenants. Completed at the end of 2024, the comprehensive renovations include new windows, stylish kitchens and bathrooms, updated flooring, heat pumps, and new rewired electrical (200 amp + 200 amp), providing peace of mind with virtually no major upkeep required. Each unit is separately metered for hydro, gas, and water, with tenants paying all utilities, keeping operating costs low. The property includes parking for two vehicles and generates an impressive $4,200 per month in rental income. A truly worry-free, income-producing property in a highly desirable downtown location-an ideal addition to any investment portfolio.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementUnfinished
Lot Size20.36 × 81 Feet
CountyLeeds and Grenville
Annual Tax$2,465
Legal DescriptionPART LOT 176, BLOCK 15, PLAN 67, PARTS 1, 2 AND 3, PLAN 28R15931 TOGETHER WITH AN EASEMENT AS IN LR152701 SUBJECT TO AN EASEMENT OVER PART 2, 28R15931 IN FAVOUR OF PART LOTS 175 AND 176, BLOCK 15, PLAN 67, PART 4, PLAN 28R15931 AS IN LE168835 CITY OF BROCKVILLE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free, Separate Hydro Meter, Separate Heating Controls, Water Heater Owned, Storage, Storage Area Lockers

Security Features

Community Features

Location

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28 James Street, Brockville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 James Street E, Brockville, ON K6V 1K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Brockville.

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Interest Rate5.25%
Down Payment$36,990 (6.0%)
* Minimum Canadian down payment required for this price is $36,990.
Amortization Period25 Years
Estimated Monthly Payment$3,474Based on a loan of $582,910 over 25 years.
Purchase Price$619,900
Loan Amount$582,910
Provincial Land Transfer Tax:$8,873
Total Estimated Closing Taxes:$8,873

About Purchasing a Home in Brockville, ON

For a property listed at $619,900 in Brockville, the legal minimum down payment is $36,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,873 for this transaction. As this listing is in Brockville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,873.

Nearby Listings

Distance:

No current listings found in Brockville.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Brockville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$502,860

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Vanier
Public40 Vanier Drive, Brockville, Ontario, K6V 3J5
4.6
Commonwealth
Public166, Brockville, Ontario, K6V 1R4
3.4
St John Bosco
Public12 Durham Street, Brockville, Ontario, K6V 7A4
7.5
Toniata
Public24, Brockville, Ontario, K6V 2A4
5.4
Ange-Gabriel
Public1515 Kensington Parkway, Brockville, Ontario, K6V 6H9
6.5

Secondary Schools

Thousand Islands
Public2510 Parkedale Avenue, Brockville, Ontario, K6V 3H1
6.0
Brockville
Public90 Pearl Street East, Brockville, Ontario, K6V 1P8
6.9
St. Mary’s
CatholicMary Street, Brockville, Ontario, K6V 6H9
7.2
Ange-Gabriel
Public1515 Kensington Parkway, Brockville, Ontario, K6V 6H9
7.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.