21 Cedar Street, Cambridge, ON

$499,900
MLS#:X13719334
2 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Added:Aug 26, 2026(2 days ago)
Updated:Aug 27, 2026(1 day ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40.8 x 66.12 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 21 Cedar Street, a beautifully renovated semi-detached bungalow offering the perfect blend of modern updates, functionality, and walkable urban living. Extensively renovated in 2018 with updated electrical and plumbing, this move-in ready home features hardwood flooring throughout, soaring 10-foot ceilings, and a thoughtfully designed layout ideal for first-time buyers, downsizers, or investors. The bright open-concept living space flows seamlessly into the stunning kitchen, complete with butcher block countertops, stainless steel appliances, an oversized centre island, and exceptional cabinet and drawer storage. The main floor offers two spacious bedrooms, including a primary retreat with a private 3-piece ensuite. The partially finished basement provides additional storage space along with a versatile finished room perfect for a home office, hobby room, or potential third bedroom. Situated on a fully fenced lot, the private backyard is complemented by an oversized detached two-car garage with hydro, making it ideal as a workshop, hobby space, or additional storage. Parking for up to five vehicles between the garage and driveway adds exceptional convenience rarely found in this price range. Enjoy an unbeatable location less than a 5-minute walk to the Grand River, scenic walking trails, and Cambridge's vibrant Gaslight District, offering restaurants, entertainment, events, and waterfront amenities right at your doorstep. With updated windows (2017), extensive renovations, and an exceptional combination of charm, convenience, and versatility, this turnkey property is ready to welcome its next owner.

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Property Summary

This detached home located at 21 Cedar Street, Cambridge is currently for sale and has been available on SousaSells for 2 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 21 Cedar Street, Cambridge

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (2 days ago)
UpdatedAug 27, 2026 (1 day ago)
Last Checked25 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Partially Finished
Lot Size40.8 × 66.12 Feet
CountyWaterloo
Annual Tax$3,357.04
Legal DescriptionPT LT 1 W/S RICHARDSON ST PL 451 CAMBRIDGE AS IN 1319318;CAMBRIDGE S/T AGREEMENT NOS. 1195883 AN WR1050653

Parking & Garage

Parking Total5.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • River/Stream

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 21 Cedar Street, Cambridge, ON

Q.What is the asking price for 21 Cedar Street, Cambridge, ON ?

The current listing price for 21 Cedar Street, Cambridge, ON in Cambridge is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 21 Cedar Street, Cambridge, ON ?

21 Cedar Street, Cambridge, ON is a Semi-Detached (Bungalow) featuring a Full, Partially Finished basement.

Q.What key property features does 21 Cedar Street, Cambridge, ON offer?

Key property features include: Fenced Yard, Park, River/Stream.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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21 Cedar Street, Cambridge, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cambridge, Cambridge

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Cedar Street, Cambridge, ON N1S 1T8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Cambridge, ON

For a property listed at $499,900 in Cambridge, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$1,214,528

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Blue Heron
Public749 Grand Valley Drive, Preston, Cambridge, Ontario, N3H 2S3
5.3

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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