Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $664,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Set beneath mature trees on a rare 66 x 132 ft lot, this move-in ready detached home offers the kind of space, character, and everyday comfort that is hard to find in an established neighbourhood. With 3 bedrooms, a flexible layout, and thoughtful updates throughout, this home is a wonderful fit for buyers looking for charm without sacrificing function. The main floor welcomes you with a bright living room anchored by a new electric fireplace, creating a warm and inviting space to gather, relax, or unwind at the end of the day. The updated kitchen features newer stainless steel appliances, honed granite countertops, white cabinetry, modern hardware, and a timeless neutral palette that feels fresh and easy to personalize. A main-floor primary bedroom with 3-piece ensuite access adds valuable flexibility, whether you are looking for single-level sleeping, a comfortable guest space, or separation from the additional bedrooms upstairs. The second level offers two bright bedrooms with updated flooring, along with a full bathroom complete with a tub. A cozy sunroom provides a peaceful bonus space for morning coffee, reading, or enjoying views of the surrounding greenery. The partially finished basement adds practical extra space for storage, hobbies, play, or future possibilities. Outside, the oversized yard is the true highlight, offering a brand new deck, plenty of green space, mature trees, and room to garden, entertain, or let kids and pets play. It is the kind of backyard that can grow with you, whether you dream of summer dinners on the deck, a play area, vegetable gardens, or quiet evenings under the trees. Located close to trails, schools, the public library, mature tree-lined streets, and easy Highway 401 access for commuters, this move-in ready 3-bedroom detached home combines character, updates, and an exceptional lot in a scenic, established neighbourhood.
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Data-driven valuation for 439 Westminster Drive S, Cambridge, ON N3H 1T5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.
About Purchasing a Home in Cambridge, ON
For a property listed at $664,999 in Cambridge, the legal minimum down payment is $41,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,775 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,775.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.