423 George Street, Central Elgin, ON

$649,900
MLS#:X13761008
2 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 2 Bath Home at 423 George Street Central Elgin ON listed at $649,900 (MLS# X13761008) - Main View
Open House
For Sale
Added:Sep 9, 2026(6 days ago)
Updated:Sep 15, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45.01 x 114.83 ft lot
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 423 George Street in the sought-after Kokomo Beach Club Development, located in the heart of the charming beach village of Port Stanley. This beachy bungalow offers 2 bedrooms plus a versatile den with a Murphy bed, providing flexible space for family and guests. A charming front porch with a porch swing welcomes you home - perfect for enjoying your morning coffee or relaxing in the evening. Step inside to a spacious foyer leading to a bright guest bedroom with front-facing windows and two bunk beds (single over double), comfortably sleeping up to six. The open-concept kitchen, dining, and living area is ideal for entertaining. The kitchen features stainless steel appliances, including fridge, stove, dishwasher, and over-the-range microwave, along with a large island overlooking the dining area. A built-in dining bench with added storage provides ample seating. The sun-filled living room flows into a den just off the space, complete with a Murphy bed - ideal as a guest room, office, playroom, or reading nook. Down the hall, you'll find a mudroom with built-in storage, combined laundry with stackable washer/dryer, and direct access to the attached two-car garage. The main floor also offers a 4-piece bathroom and a spacious primary bedroom with its own 3-piece ensuite. Outside, enjoy a partially fenced yard with an 8' x 20' deck and gas BBQ - perfect for summer evenings. As a Kokomo Beach Club member, owners enjoy access to amenities including the gym, pool and community room, with a monthly fee of $90. Ideal as a cottage getaway, first-time home, or downsizer, this single-level home offers easy one - floor living just minutes from the beach, shops, and all the coastal charm Port Stanley has to offer.

Upcoming Open Houses

Saturday, September 19, 202610:00 AM - 12:00 PMPublic
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Property Summary

This detached home located at 423 George Street, Central Elgin is currently for sale and has been available on SousaSells for 6 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 423 George Street, Central Elgin is in the Port Stanley neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Port Stanley, Central Elgin.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$649,900
AddedSep 9, 2026 (6 days ago)
UpdatedSep 15, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX CENTRE CITY REALTY INC.

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten
BasementNone
Lot Size45.01 Ă— 114.83 Feet
CountyElgin
Annual Tax$5,118
Rental ItemsHWT
Legal DescriptionLOT 5, PLAN 11M236 MUNICIPALITY OF CENTRAL ELGIN

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Lake/Pond
  • Marina
  • Park
  • School

Interior Features

  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Central Elgin Home Buyer Advisory & Market HubActive MLS® Listing in Central Elgin, Ontario

Looking to Buy a Home in Central Elgin?

If you are looking for a house in Central Elgin or researching Central Elgin real estate for sale, this 2-bedroom detached at 423 George Street, Central Elgin, ON offers an exceptional opportunity to buy a home in Central Elgin, Ontario. Whether you are a first-time Central Elgin home buyer or comparing active Central Elgin MLS® homes for sale, working with a dedicated Central Elgin buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Central Elgin Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Central Elgin realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Central Elgin Buyer Budget & Costs

Estimated mortgage: $2,163*/month*. Estimated Ontario Land Transfer Tax: $9,473. First-time Central Elgin home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Central Elgin

Frequently Asked Questions about 423 George Street, Central Elgin, ON

Q.What is the asking price for 423 George Street, Central Elgin, ON ?

The current listing price for 423 George Street, Central Elgin, ON in Port Stanley, Central Elgin is $649,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 423 George Street, Central Elgin, ON ?

423 George Street, Central Elgin, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 423 George Street, Central Elgin, ON offer?

Key property features include: Beach, Golf, Lake/Pond, Marina, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Primary Bedroom - Main Floor.

Q.What security features are installed at 423 George Street, Central Elgin, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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423 George Street, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Port Stanley, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 423 George Street, Central Elgin, ON N5L 1G4

Estimated Sales Range
$617,000 - $637,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $649,900 in Central Elgin, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Similar Listings in Port Stanley, Central Elgin

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Port Stanley, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$979,501

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Port Stanley, Central Elgin

Elementary Schools

No elementary schools data loaded.

Secondary Schools

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Port Stanley, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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